FirstSun Capital Bancorp cash flow to debt ratio of 303.93% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

FirstSun Capital Bancorp's free cash flow has increased 8.64% from $95.71M last year to $103.97M, signaling increasing performance

FirstSun Capital Bancorp's debt to equity ratio is 0.12, which means that the company's assets are healthy financed, signaling financial stability.

FirstSun Capital Bancorp's debt has increased relative to shareholder equity from 0.11 last year to 0.12 today, signaling weakened financials

FirstSun Capital Bancorp has a net cash position, so leverage is healthy.

FirstSun Capital Bancorp earns at least as much interest as it pays. Interest obligations are fully covered.

FirstSun Capital Bancorp's profit margin has decreased (43.20%) in the last year from 14.00% to 7.95%, signaling decreasing performance

FirstSun Capital Bancorp's short-term liabilities of $7.11B exceed its short-term assets of $1.16B, signaling financial risk

FirstSun Capital Bancorp's return on assets of 0.30% is lower than the 5.00% threshold, indicating inefficient asset utilization

FirstSun Capital Bancorp's return on equity of 3.53%, is lower than 15.00%, indicating bad performance

FirstSun Capital Bancorp's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

FirstSun Capital Bancorp has insufficient public price history to evaluate earnings stability.

FirstSun Capital Bancorp has positive free cash flow, indicating the company generates cash after capital expenditures

FirstSun Capital Bancorp has a free cash flow yield of 5.60%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

FirstSun Capital Bancorp's yearly earnings has increased 29.50% since last year from $75.63M to $97.94M, signaling increasing performance

FirstSun Capital Bancorp's yearly revenue has increased 5.48% since last year from $540.07M to $569.65M, signaling increasing performance

ROIC 0.31% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

FirstSun Capital Bancorp's 3-year revenue CAGR of 17.86% is positive, indicating growing revenue over the past 3 years

FirstSun Capital Bancorp had revenue growth in 4 out of 5 years, indicating consistent revenue performance

FirstSun Capital Bancorp has insufficient public price history to evaluate ROE consistency.

FirstSun Capital Bancorp has insufficient data to evaluate this check.

FirstSun Capital Bancorp has an earnings yield of 4.23%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

FirstSun Capital Bancorp is undervalued relative to its fair value price of 55.42 based on EBITDA multiple model

FirstSun Capital Bancorp has an EV/EBITDA ratio of 5.79x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

FirstSun Capital Bancorp has insufficient data to evaluate this check.

FirstSun Capital Bancorp has a PEG-ratio over 1 which is considered overvalued

FirstSun Capital Bancorp has a price-to-book ratio of 0.60x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

FirstSun Capital Bancorp has a price-to-sales ratio of 1.88x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue