Primis Financial Corp cash flow to debt ratio of 4.11% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Primis Financial Corp's free cash flow has decreased 50.74% from $18.34M last year to $9.03M, signaling decreasing performance

Primis Financial Corp's debt to equity ratio is 1.03, which means that the company's assets are unhealthy financed, signaling financial risk.

Primis Financial Corp's debt has increased relative to shareholder equity from 0.37 last year to 1.03 today, signaling weakened financials

Primis Financial Corp has a net cash position, so leverage is healthy.

Primis Financial Corp earns at least as much interest as it pays. Interest obligations are fully covered.

Primis Financial Corp's profit margin has increased (-366.48%) in the last year from -6.38% to 16.99%, signaling increasing performance

Primis Financial Corp's short-term liabilities of $2.20B exceed its short-term assets of $143.61M, signaling financial risk

Primis Financial Corp's return on assets of 1.22% is lower than the 5.00% threshold, indicating inefficient asset utilization

Primis Financial Corp's return on equity of 12.75%, is lower than 15.00%, indicating bad performance

Primis Financial Corp's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Primis Financial Corp had positive net income in 3 out of 5 years, indicating stable and consistent earnings

Primis Financial Corp has positive free cash flow, indicating the company generates cash after capital expenditures

Primis Financial Corp has a free cash flow yield of 2.25%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Primis Financial Corp's yearly earnings has increased -479.16% since last year from $-16.20M to $61.44M, signaling increasing performance

Primis Financial Corp's yearly revenue has increased 10.37% since last year from $254.11M to $280.45M, signaling increasing performance

ROIC 1.34% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Primis Financial Corp's 3-year revenue CAGR of 30.20% is positive, indicating growing revenue over the past 3 years

Primis Financial Corp had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Primis Financial Corp had positive ROE in 3 out of 5 years, indicating consistent and reliable returns on equity

Primis Financial Corp has insufficient data to evaluate this check.

Primis Financial Corp has an earnings yield of 13.33%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Primis Financial Corp is overvalued relative to its fair value price of 15.77 based on EBITDA multiple model

Primis Financial Corp has an EV/EBITDA ratio of 4.40x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Primis Financial Corp is undervalued relative to its fair value price of 30.27 based on Earnings Fair Value model

Primis Financial Corp has a PEG-ratio under 1 which is considered undervalued

Primis Financial Corp has a price-to-book ratio of 0.92x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Primis Financial Corp has a price-to-sales ratio of 1.27x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue