Finance of America Companies Inc. cash flow to debt ratio of -1.42% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Finance of America Companies Inc.'s free cash flow has decreased 1.40% from $-423.81M last year to $-429.75M, signaling decreasing performance

Finance of America Companies Inc.'s debt to equity ratio is 0.09, which means that the company's assets are healthy financed, signaling financial stability.

Finance of America Companies Inc.'s debt has decreased relative to shareholder equity from 112.49 last year to 0.09 today, signaling strengthened financials

Finance of America Companies Inc. has a net debt to EBITDA ratio of 196.99x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Finance of America Companies Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Finance of America Companies Inc.'s profit margin has decreased (102.14%) in the last year from 0.79% to -0.02%, signaling decreasing performance

Finance of America Companies Inc.'s short-term assets of $324.65M exceed its short-term liabilities of $40.59M

Finance of America Companies Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Finance of America Companies Inc.'s return on equity of 0.00%, is lower than 15.00%, indicating bad performance

Finance of America Companies Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Finance of America Companies Inc. had positive net income in only 2 out of 5 years, indicating unstable earnings

Finance of America Companies Inc. has negative free cash flow, indicating the company is burning cash rather than generating it

Finance of America Companies Inc. has negative free cash flow, indicating cash burn

Finance of America Companies Inc.'s yearly earnings has increased 192.06% since last year from $15.49M to $45.23M, signaling increasing performance

Finance of America Companies Inc.'s yearly revenue has increased 476.47% since last year from $338.17M to $1.95B, signaling increasing performance

ROIC 0.17% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Finance of America Companies Inc.'s 3-year revenue CAGR of 45.79% is positive, indicating growing revenue over the past 3 years

Finance of America Companies Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Finance of America Companies Inc. had positive ROE in only 2 out of 5 years, indicating inconsistent returns on equity

Finance of America Companies Inc. has insufficient data to evaluate this check.

Finance of America Companies Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Finance of America Companies Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Finance of America Companies Inc. has an EV/EBITDA ratio of 198.28x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Finance of America Companies Inc. is undervalued relative to its fair value price of 44.24 based on Earnings Fair Value model

Finance of America Companies Inc.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

Finance of America Companies Inc. has a price-to-book ratio of 0.00x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Finance of America Companies Inc. has a price-to-sales ratio of 0.09x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue