The First Bancorp, Inc. cash flow to debt ratio of 20.13% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

The First Bancorp, Inc.'s free cash flow has increased 40.79% from $24.57M last year to $34.59M, signaling increasing performance

The First Bancorp, Inc.'s debt to equity ratio is 0.73, which means that the company's assets are unhealthy financed, signaling financial risk.

The First Bancorp, Inc.'s debt has increased relative to shareholder equity from 0.58 last year to 0.73 today, signaling weakened financials

The First Bancorp, Inc. has a net cash position, so leverage is healthy.

The First Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

The First Bancorp, Inc.'s profit margin has increased (32.46%) in the last year from 16.35% to 21.66%, signaling increasing performance

The First Bancorp, Inc.'s short-term liabilities of $2.76B exceed its short-term assets of $310.57M, signaling financial risk

The First Bancorp, Inc.'s return on assets of 1.18% is lower than the 5.00% threshold, indicating inefficient asset utilization

The First Bancorp, Inc.'s return on equity of 13.30%, is lower than 15.00%, indicating bad performance

The First Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

The First Bancorp, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

The First Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

The First Bancorp, Inc. has a free cash flow yield of 8.82%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

The First Bancorp, Inc.'s yearly earnings has increased 27.17% since last year from $27.05M to $34.39M, signaling increasing performance

The First Bancorp, Inc.'s yearly revenue has decreased 3.12% since last year from $165.43M to $160.27M, signaling decreasing performance

ROIC 6.37% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

The First Bancorp, Inc.'s 3-year revenue CAGR of 17.35% is positive, indicating growing revenue over the past 3 years

The First Bancorp, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

The First Bancorp, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

The First Bancorp, Inc. is undervalued relative to its fair value price of 40.29 based on Discounted Cash Flow model

The First Bancorp, Inc. has an earnings yield of 9.79%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

The First Bancorp, Inc. is overvalued relative to its fair value price of 11.85 based on EBITDA multiple model

The First Bancorp, Inc. has an EV/EBITDA ratio of 6.43x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

The First Bancorp, Inc. is undervalued relative to its fair value price of 79.69 based on Earnings Fair Value model

The First Bancorp, Inc. has a PEG-ratio over 1 which is considered overvalued

The First Bancorp, Inc. has a price-to-book ratio of 1.32x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

The First Bancorp, Inc. has a price-to-sales ratio of 2.21x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue