Farmers National Banc Corp. cash flow to debt ratio of 16.33% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Farmers National Banc Corp.'s free cash flow has decreased 4.99% from $54.92M last year to $52.18M, signaling decreasing performance

Farmers National Banc Corp.'s debt to equity ratio is 0.58, which means that the company's assets are healthy financed, signaling financial stability.

Farmers National Banc Corp.'s debt has decreased relative to shareholder equity from 0.96 last year to 0.58 today, signaling strengthened financials

Farmers National Banc Corp. has a net cash position, so leverage is healthy.

Farmers National Banc Corp. earns at least as much interest as it pays. Interest obligations are fully covered.

Farmers National Banc Corp.'s profit margin has increased (22.19%) in the last year from 17.05% to 20.84%, signaling increasing performance

Farmers National Banc Corp.'s short-term liabilities of $282.38M exceed its short-term assets of $92.36M, signaling financial risk

Farmers National Banc Corp.'s return on assets of 0.84% is lower than the 5.00% threshold, indicating inefficient asset utilization

Farmers National Banc Corp.'s return on equity of 9.53%, is lower than 15.00%, indicating bad performance

Farmers National Banc Corp.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Farmers National Banc Corp. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Farmers National Banc Corp. has positive free cash flow, indicating the company generates cash after capital expenditures

Farmers National Banc Corp. has a free cash flow yield of 7.46%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Farmers National Banc Corp.'s yearly earnings has increased 18.80% since last year from $45.95M to $54.59M, signaling increasing performance

Farmers National Banc Corp.'s yearly revenue has increased 0.88% since last year from $269.45M to $271.83M, signaling increasing performance

ROIC 0.83% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Farmers National Banc Corp.'s 3-year revenue CAGR of 15.18% is positive, indicating growing revenue over the past 3 years

Farmers National Banc Corp. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Farmers National Banc Corp. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Farmers National Banc Corp. is overvalued relative to its fair value price of 9.09 based on Discounted Cash Flow model

Farmers National Banc Corp. has an earnings yield of 8.45%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Farmers National Banc Corp. is overvalued relative to its fair value price of 2.87 based on EBITDA multiple model

Farmers National Banc Corp. has insufficient data to compute enterprise value.

Farmers National Banc Corp. is undervalued relative to its fair value price of 35.34 based on Earnings Fair Value model

Farmers National Banc Corp.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

Farmers National Banc Corp. has a price-to-book ratio of 0.90x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Farmers National Banc Corp. has a price-to-sales ratio of 2.47x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue