Fifth Third Bancorp cash flow to debt ratio of 31.10% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Fifth Third Bancorp's free cash flow has increased 57.88% from $2.41B last year to $3.81B, signaling increasing performance

Fifth Third Bancorp's debt to equity ratio is 0.65, which means that the company's assets are unhealthy financed, signaling financial risk.

Fifth Third Bancorp's debt has decreased relative to shareholder equity from 0.97 last year to 0.65 today, signaling strengthened financials

Fifth Third Bancorp has a net cash position, so leverage is healthy.

Fifth Third Bancorp earns at least as much interest as it pays. Interest obligations are fully covered.

Fifth Third Bancorp's profit margin has decreased (11.07%) in the last year from 17.73% to 15.77%, signaling decreasing performance

Fifth Third Bancorp's short-term liabilities of $174.83B exceed its short-term assets of $143.51B, signaling financial risk

Fifth Third Bancorp's return on assets of 0.78% is lower than the 5.00% threshold, indicating inefficient asset utilization

Fifth Third Bancorp's return on equity of 8.43%, is lower than 15.00%, indicating bad performance

Fifth Third Bancorp's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Fifth Third Bancorp had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Fifth Third Bancorp has positive free cash flow, indicating the company generates cash after capital expenditures

Fifth Third Bancorp has a free cash flow yield of 7.35%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Fifth Third Bancorp's yearly earnings has increased 9.03% since last year from $2.31B to $2.52B, signaling increasing performance

Fifth Third Bancorp's yearly revenue has decreased 1.40% since last year from $13.05B to $12.87B, signaling decreasing performance

ROIC 3.73% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Fifth Third Bancorp's 3-year revenue CAGR of 12.32% is positive, indicating growing revenue over the past 3 years

Fifth Third Bancorp had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Fifth Third Bancorp had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Fifth Third Bancorp is undervalued relative to its fair value price of 79.99 based on Discounted Cash Flow model

Fifth Third Bancorp has an earnings yield of 4.50%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Fifth Third Bancorp is overvalued relative to its fair value price of 20.23 based on EBITDA multiple model

Fifth Third Bancorp has an EV/EBITDA ratio of 12.15x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Fifth Third Bancorp is undervalued relative to its fair value price of 92.57 based on Earnings Fair Value model

Fifth Third Bancorp has a PEG-ratio over 1 which is considered overvalued

Fifth Third Bancorp has a price-to-book ratio of 1.51x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Fifth Third Bancorp has a price-to-sales ratio of 3.50x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue