Fiserv, Inc. cash flow to debt ratio of 20.82% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Fiserv, Inc.'s free cash flow has decreased 15.07% from $5.06B last year to $4.30B, signaling decreasing performance

Fiserv, Inc.'s debt to equity ratio is 1.29, which means that the company's assets are unhealthy financed, signaling financial risk.

Fiserv, Inc.'s debt has increased relative to shareholder equity from 0.92 last year to 1.29 today, signaling weakened financials

Fiserv, Inc. has a net debt to EBITDA ratio of 3.16x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Fiserv, Inc.'s interest coverage ratio is -1.72, which means that the company struggles to meet interest obligations, signaling financial risk.

Fiserv, Inc.'s profit margin was 15.31% last year and is -18.90% this year, signaling decreasing performance

Fiserv, Inc.'s short-term assets of $24.65B exceed its short-term liabilities of $23.89B

Fiserv, Inc.'s return on assets of -5.42% is lower than the 5.00% threshold, indicating inefficient asset utilization

Fiserv, Inc.'s return on equity of -15.73%, is lower than 15.00%, indicating bad performance

Fiserv, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Fiserv, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Fiserv, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Fiserv, Inc. has a free cash flow yield of 12.86%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Fiserv, Inc.'s yearly earnings has increased 11.15% since last year from $3.13B to $3.48B, signaling increasing performance

Fiserv, Inc.'s yearly revenue has increased 3.60% since last year from $20.46B to $21.19B, signaling increasing performance

ROIC -4.83% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Fiserv, Inc.'s 3-year revenue CAGR of 6.11% is positive, indicating growing revenue over the past 3 years

Fiserv, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Fiserv, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Fiserv, Inc. is undervalued relative to its fair value price of 118.40 based on Base Cash Flow Valuation (DCF) model

Fiserv, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Fiserv, Inc. is overvalued relative to its fair value price of 62.59 based on Base EBITDA Valuation model

Fiserv, Inc. has an EV/EBITDA ratio of 6.90x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Fiserv, Inc. has insufficient data to evaluate this check.

Fiserv, Inc. has insufficient data to calculate the PEG ratio.

Fiserv, Inc. has a price-to-book ratio of 1.59x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Fiserv, Inc. has a price-to-sales ratio of 1.61x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue