Fiserv, Inc. cash flow to debt ratio of 20.96% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Fiserv, Inc.'s free cash flow has decreased 14.24% from $5.06B last year to $4.34B, signaling decreasing performance

Fiserv, Inc.'s debt to equity ratio is 1.04, which means that the company's assets are unhealthy financed, signaling financial risk.

Fiserv, Inc.'s debt has increased relative to shareholder equity from 0.92 last year to 1.04 today, signaling weakened financials

Fiserv, Inc. has a net debt to EBITDA ratio of 3.16x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Fiserv, Inc.'s interest coverage ratio of 2.92 indicates that earnings with margin can cover interest payments on company debt

Fiserv, Inc.'s profit margin has decreased (12.30%) in the last year from 15.31% to 13.42%, signaling decreasing performance

Fiserv, Inc.'s short-term assets of $24.65B exceed its short-term liabilities of $23.89B

Fiserv, Inc.'s return on assets of 3.46% is lower than the 5.00% threshold, indicating inefficient asset utilization

Fiserv, Inc.'s return on equity of 10.77%, is lower than 15.00%, indicating bad performance

Fiserv, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Fiserv, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Fiserv, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Fiserv, Inc. has a free cash flow yield of 15.59%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Fiserv, Inc.'s yearly earnings has increased 11.15% since last year from $3.13B to $3.48B, signaling increasing performance

Fiserv, Inc.'s yearly revenue has increased 3.60% since last year from $20.46B to $21.19B, signaling increasing performance

ROIC 6.45% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Fiserv, Inc.'s 3-year revenue CAGR of 6.11% is positive, indicating growing revenue over the past 3 years

Fiserv, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Fiserv, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Fiserv, Inc. is undervalued relative to its fair value price of 69.54 based on Discounted Cash Flow model

Fiserv, Inc. has an earnings yield of 10.01%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Fiserv, Inc. is undervalued relative to its fair value price of 64.49 based on EBITDA multiple model

Fiserv, Inc. has an EV/EBITDA ratio of 6.27x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Fiserv, Inc. is undervalued relative to its fair value price of 200.88 based on Earnings Fair Value model

Fiserv, Inc. has a PEG-ratio under 1 which is considered undervalued

Fiserv, Inc. has a price-to-book ratio of 1.04x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Fiserv, Inc. has a price-to-sales ratio of 1.34x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue