Figure Technology Solutions, Inc. Class A Common Stock cash flow to debt ratio of 6.61% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Figure Technology Solutions, Inc. Class A Common Stock's free cash flow has increased -140.99% from $-152.64M last year to $62.57M, signaling increasing performance

Figure Technology Solutions, Inc. Class A Common Stock's debt to equity ratio is 1.02, which means that the company's assets are unhealthy financed, signaling financial risk.

Figure Technology Solutions, Inc. Class A Common Stock's debt has decreased relative to shareholder equity from 1.94 last year to 1.02 today, signaling strengthened financials

Figure Technology Solutions, Inc. Class A Common Stock has a net cash position, so leverage is healthy.

Figure Technology Solutions, Inc. Class A Common Stock earns at least as much interest as it pays. Interest obligations are fully covered.

Figure Technology Solutions, Inc. Class A Common Stock's profit margin has increased (369.92%) in the last year from 6.16% to 28.96%, signaling increasing performance

Figure Technology Solutions, Inc. Class A Common Stock's short-term assets of $1.86B exceed its short-term liabilities of $846.01M

Figure Technology Solutions, Inc. Class A Common Stock's return on assets of 6.58% is higher than the 5.00% threshold, indicating efficient asset utilization

Figure Technology Solutions, Inc. Class A Common Stock's return on equity of 17.59%, is higher than 15.00%, indicating good performance

Figure Technology Solutions, Inc. Class A Common Stock's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Figure Technology Solutions, Inc. Class A Common Stock has insufficient public price history to evaluate earnings stability.

Figure Technology Solutions, Inc. Class A Common Stock has positive free cash flow, indicating the company generates cash after capital expenditures

Figure Technology Solutions, Inc. Class A Common Stock has a free cash flow yield of 1.19%, which is below the 2.00% threshold, indicating limited cash return relative to market value

Figure Technology Solutions, Inc. Class A Common Stock's yearly earnings has increased 677.61% since last year from $17.21M to $133.86M, signaling increasing performance

Figure Technology Solutions, Inc. Class A Common Stock's yearly revenue has increased 63.70% since last year from $279.31M to $457.21M, signaling increasing performance

ROIC 7.48% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Figure Technology Solutions, Inc. Class A Common Stock has insufficient revenue history to calculate 3-year revenue CAGR.

Figure Technology Solutions, Inc. Class A Common Stock has insufficient public price history to evaluate revenue consistency.

Figure Technology Solutions, Inc. Class A Common Stock has insufficient public price history to evaluate ROE consistency.

Figure Technology Solutions, Inc. Class A Common Stock has insufficient data to evaluate this check.

Figure Technology Solutions, Inc. Class A Common Stock has an earnings yield of 2.87%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Figure Technology Solutions, Inc. Class A Common Stock is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Figure Technology Solutions, Inc. Class A Common Stock has an EV/EBITDA ratio of 27.10x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Figure Technology Solutions, Inc. Class A Common Stock has insufficient data to evaluate this check.

Figure Technology Solutions, Inc. Class A Common Stock has insufficient diluted EPS history to calculate the PEG ratio.

Figure Technology Solutions, Inc. Class A Common Stock has a price-to-book ratio of 4.85x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Figure Technology Solutions, Inc. Class A Common Stock has a price-to-sales ratio of 10.10x, which exceeds the 8.00x threshold, indicating the stock may be overvalued relative to its revenue