First Interstate BancSystem, Inc. cash flow to debt ratio of 39.40% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

First Interstate BancSystem, Inc.'s free cash flow has decreased 16.33% from $332.00M last year to $277.80M, signaling decreasing performance

First Interstate BancSystem, Inc.'s debt to equity ratio is 0.23, which means that the company's assets are healthy financed, signaling financial stability.

First Interstate BancSystem, Inc.'s debt has decreased relative to shareholder equity from 0.72 last year to 0.23 today, signaling strengthened financials

First Interstate BancSystem, Inc. has a net debt to EBITDA ratio of 0.94x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

First Interstate BancSystem, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

First Interstate BancSystem, Inc.'s profit margin has increased (122.87%) in the last year from 15.26% to 34.02%, signaling increasing performance

First Interstate BancSystem, Inc.'s short-term liabilities of $12.09B exceed its short-term assets of $460.80M, signaling financial risk

First Interstate BancSystem, Inc.'s return on assets of 1.25% is lower than the 5.00% threshold, indicating inefficient asset utilization

First Interstate BancSystem, Inc.'s return on equity of 9.55%, is lower than 15.00%, indicating bad performance

First Interstate BancSystem, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

First Interstate BancSystem, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

First Interstate BancSystem, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

First Interstate BancSystem, Inc. has a free cash flow yield of 7.65%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

First Interstate BancSystem, Inc.'s yearly earnings has increased 33.67% since last year from $226.00M to $302.10M, signaling increasing performance

First Interstate BancSystem, Inc.'s yearly revenue has decreased 28.52% since last year from $1.48B to $1.06B, signaling decreasing performance

ROIC -2.81% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

First Interstate BancSystem, Inc.'s 3-year revenue CAGR of -3.69% is negative, indicating declining revenue over the past 3 years

First Interstate BancSystem, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

First Interstate BancSystem, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

First Interstate BancSystem, Inc. is overvalued relative to its fair value price of 32.62 based on Discounted Cash Flow model

First Interstate BancSystem, Inc. has an earnings yield of 8.98%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

First Interstate BancSystem, Inc. is overvalued relative to its fair value price of 22.99 based on EBITDA multiple model

First Interstate BancSystem, Inc. has an EV/EBITDA ratio of 9.15x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

First Interstate BancSystem, Inc. is undervalued relative to its fair value price of 45.90 based on Earnings Fair Value model

First Interstate BancSystem, Inc. has a PEG-ratio over 1 which is considered overvalued

First Interstate BancSystem, Inc. has a price-to-book ratio of 1.09x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

First Interstate BancSystem, Inc. has a price-to-sales ratio of 3.79x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue