NYSE
FHN
Last Price
US $26.02
KEY FIGURES
MKT CAP
$12.3B
EPS
TTM
$2.23
EPS Growth (1Y)
38.24%
PEG
TTM
-
P/E
TTM
11.69x
P/S
TTM
2.67x
YIELD
2.46%
GROWTH (5Y CAGR)
Revenue
Valuation
Financial
Performance
Cash flow to debt coverage
First Horizon Corporation cash flow to debt ratio of 21.60% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Free cash flow growth
First Horizon Corporation's free cash flow has decreased 21.98% from $1.22B last year to $955.00M, signaling decreasing performance
Debt-to-equity ratio
First Horizon Corporation's debt to equity ratio is 0.47, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
First Horizon Corporation's debt has decreased relative to shareholder equity from 0.52 last year to 0.47 today, signaling strengthened financials
Net debt to EBITDA
First Horizon Corporation has a net cash position, so leverage is healthy.
Interest coverage
First Horizon Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
First Horizon Corporation's profit margin has increased (45.34%) in the last year from 15.70% to 22.81%, signaling increasing performance
Current ratio
First Horizon Corporation's short-term liabilities of $71.34B exceed its short-term assets of $68.45B, signaling financial risk
Return on assets
First Horizon Corporation's return on assets of 1.25% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
First Horizon Corporation's return on equity of 11.70%, is lower than 15.00%, indicating bad performance
Earnings quality
First Horizon Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
First Horizon Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
First Horizon Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
First Horizon Corporation has a free cash flow yield of 7.98%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
First Horizon Corporation's yearly earnings has increased 26.84% since last year from $775.00M to $983.00M, signaling increasing performance
Revenue growth
First Horizon Corporation's yearly revenue has decreased 8.08% since last year from $4.94B to $4.54B, signaling decreasing performance
Return on invested capital
ROIC 1.28% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
First Horizon Corporation's 3-year revenue CAGR of 13.48% is positive, indicating growing revenue over the past 3 years
Revenue consistency
First Horizon Corporation had revenue growth in 5 out of 5 years, indicating consistent revenue performance
Return on equity consistency
First Horizon Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
First Horizon Corporation is undervalued relative to its fair value price of 27.93 based on Discounted Cash Flow model
Earnings yield (TTM)
First Horizon Corporation has an earnings yield of 8.82%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
First Horizon Corporation is overvalued relative to its fair value price of 12.04 based on EBITDA multiple model
EV/EBITDA (FY)
First Horizon Corporation has an EV/EBITDA ratio of 8.92x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
First Horizon Corporation's earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.
Price-to-book ratio (FY)
First Horizon Corporation has a price-to-book ratio of 1.27x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
First Horizon Corporation has a price-to-sales ratio of 2.59x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
11.70%
Return on equity
ROIC: 1.28%
Valuation History
12.3X
Price to Earnings
EV/EBITDA: 11.1X
Cash flow
Profit margin
12.22%
EBITDA
6.09%
Cash flow
52.97%
Cash Flow (DCF)
Fair Value
Market $26.02
7.34%
Default assumptions
EBITDA Multiple
Fair Value
Market $26.02
-53.73%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.