First Hawaiian, Inc. carries no debt; cash flow comfortably covers obligations.

First Hawaiian, Inc.'s free cash flow has increased 5.04% from $288.74M last year to $303.29M, signaling increasing performance

First Hawaiian, Inc.'s debt to equity ratio is 0.00, which means that the company's assets are healthy financed, signaling financial stability.

First Hawaiian, Inc.'s debt has decreased relative to shareholder equity from 0.10 last year to 0.00 today, signaling strengthened financials

First Hawaiian, Inc. has a net cash position, so leverage is healthy.

First Hawaiian, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

First Hawaiian, Inc.'s profit margin has increased (43.56%) in the last year from 20.33% to 29.18%, signaling increasing performance

First Hawaiian, Inc.'s short-term liabilities of $10.84B exceed its short-term assets of $306.38M, signaling financial risk

First Hawaiian, Inc.'s return on assets of 1.20% is lower than the 5.00% threshold, indicating inefficient asset utilization

First Hawaiian, Inc.'s return on equity of 10.27%, is lower than 15.00%, indicating bad performance

First Hawaiian, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

First Hawaiian, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

First Hawaiian, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

First Hawaiian, Inc. has a free cash flow yield of 9.14%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

First Hawaiian, Inc.'s yearly earnings has increased 20.05% since last year from $230.13M to $276.27M, signaling increasing performance

First Hawaiian, Inc.'s yearly revenue has decreased 15.96% since last year from $1.13B to $951.30M, signaling decreasing performance

ROIC -0.79% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

First Hawaiian, Inc.'s 3-year revenue CAGR of 12.91% is positive, indicating growing revenue over the past 3 years

First Hawaiian, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

First Hawaiian, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

First Hawaiian, Inc. is undervalued relative to its fair value price of 45.68 based on Discounted Cash Flow model

First Hawaiian, Inc. has an earnings yield of 8.56%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

First Hawaiian, Inc. is overvalued relative to its fair value price of 22.05 based on EBITDA multiple model

First Hawaiian, Inc. has an EV/EBITDA ratio of 7.97x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

First Hawaiian, Inc. is undervalued relative to its fair value price of 52.65 based on Earnings Fair Value model

First Hawaiian, Inc. has a PEG-ratio over 1 which is considered overvalued

First Hawaiian, Inc. has a price-to-book ratio of 1.18x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

First Hawaiian, Inc. has a price-to-sales ratio of 3.41x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue