First Financial Bankshares, Inc. cash flow to debt ratio of 1.48K% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

First Financial Bankshares, Inc.'s free cash flow has increased 4.86% from $292.92M last year to $307.14M, signaling increasing performance

First Financial Bankshares, Inc.'s debt to equity ratio is 0.04, which means that the company's assets are healthy financed, signaling financial stability.

First Financial Bankshares, Inc.'s debt has decreased relative to shareholder equity from 0.12 last year to 0.04 today, signaling strengthened financials

First Financial Bankshares, Inc. has a net cash position, so leverage is healthy.

First Financial Bankshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

First Financial Bankshares, Inc.'s profit margin has increased (3.06%) in the last year from 30.24% to 31.16%, signaling increasing performance

First Financial Bankshares, Inc.'s short-term liabilities of $13.53B exceed its short-term assets of $9.16B, signaling financial risk

First Financial Bankshares, Inc.'s return on assets of 1.76% is lower than the 5.00% threshold, indicating inefficient asset utilization

First Financial Bankshares, Inc.'s return on equity of 14.00%, is lower than 15.00%, indicating bad performance

First Financial Bankshares, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

First Financial Bankshares, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

First Financial Bankshares, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

First Financial Bankshares, Inc. has a free cash flow yield of 6.24%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

First Financial Bankshares, Inc.'s yearly earnings has increased 13.46% since last year from $223.51M to $253.59M, signaling increasing performance

First Financial Bankshares, Inc.'s yearly revenue has increased 11.71% since last year from $739.21M to $825.80M, signaling increasing performance

ROIC 12.52% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

First Financial Bankshares, Inc.'s 3-year revenue CAGR of 14.42% is positive, indicating growing revenue over the past 3 years

First Financial Bankshares, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

First Financial Bankshares, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

First Financial Bankshares, Inc. is undervalued relative to its fair value price of 44.83 based on Discounted Cash Flow model

First Financial Bankshares, Inc. has an earnings yield of 5.46%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

First Financial Bankshares, Inc. is overvalued relative to its fair value price of 23.02 based on EBITDA multiple model

First Financial Bankshares, Inc. has an EV/EBITDA ratio of 12.09x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

First Financial Bankshares, Inc. is undervalued relative to its fair value price of 45.33 based on Earnings Fair Value model

First Financial Bankshares, Inc. has a PEG-ratio over 1 which is considered overvalued

First Financial Bankshares, Inc. has a price-to-book ratio of 2.47x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

First Financial Bankshares, Inc. has a price-to-sales ratio of 5.70x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue