First Financial Bancorp. cash flow to debt ratio of 28.41% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

First Financial Bancorp.'s free cash flow has increased 31.53% from $241.08M last year to $317.10M, signaling increasing performance

First Financial Bancorp.'s debt to equity ratio is 0.32, which means that the company's assets are healthy financed, signaling financial stability.

First Financial Bancorp.'s debt has decreased relative to shareholder equity from 0.45 last year to 0.32 today, signaling strengthened financials

First Financial Bancorp. has a net cash position, so leverage is healthy.

First Financial Bancorp. earns at least as much interest as it pays. Interest obligations are fully covered.

First Financial Bancorp.'s profit margin has increased (14.66%) in the last year from 18.67% to 21.41%, signaling increasing performance

First Financial Bancorp.'s short-term liabilities of $17.10B exceed its short-term assets of $4.75B, signaling financial risk

First Financial Bancorp.'s return on assets of 1.27% is lower than the 5.00% threshold, indicating inefficient asset utilization

First Financial Bancorp.'s return on equity of 10.07%, is lower than 15.00%, indicating bad performance

First Financial Bancorp.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

First Financial Bancorp. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

First Financial Bancorp. has positive free cash flow, indicating the company generates cash after capital expenditures

First Financial Bancorp. has a free cash flow yield of 8.99%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

First Financial Bancorp.'s yearly earnings has increased 11.70% since last year from $228.83M to $255.60M, signaling increasing performance

First Financial Bancorp.'s yearly revenue has increased 2.75% since last year from $1.23B to $1.26B, signaling increasing performance

ROIC 7.49% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

First Financial Bancorp.'s 3-year revenue CAGR of 17.58% is positive, indicating growing revenue over the past 3 years

First Financial Bancorp. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

First Financial Bancorp. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

First Financial Bancorp. is undervalued relative to its fair value price of 44.16 based on Discounted Cash Flow model

First Financial Bancorp. has an earnings yield of 8.18%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

First Financial Bancorp. is overvalued relative to its fair value price of 13.32 based on EBITDA multiple model

First Financial Bancorp. has an EV/EBITDA ratio of 1.65x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

First Financial Bancorp. is undervalued relative to its fair value price of 78.37 based on Earnings Fair Value model

First Financial Bancorp. has a PEG-ratio over 1 which is considered overvalued

First Financial Bancorp. has a price-to-book ratio of 1.17x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

First Financial Bancorp. has a price-to-sales ratio of 2.62x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue