Fidelity D & D Bancorp, Inc. cash flow to debt ratio of 251.14% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Fidelity D & D Bancorp, Inc.'s free cash flow has decreased 0.30% from $24.90M last year to $24.82M, signaling decreasing performance

Fidelity D & D Bancorp, Inc.'s debt to equity ratio is 0.49, which means that the company's assets are healthy financed, signaling financial stability.

Fidelity D & D Bancorp, Inc.'s debt has increased relative to shareholder equity from 0.08 last year to 0.49 today, signaling weakened financials

Fidelity D & D Bancorp, Inc. has a net cash position, so leverage is healthy.

Fidelity D & D Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Fidelity D & D Bancorp, Inc.'s profit margin has increased (27.24%) in the last year from 16.63% to 21.15%, signaling increasing performance

Fidelity D & D Bancorp, Inc.'s short-term liabilities of $2.47B exceed its short-term assets of $333.48M, signaling financial risk

Fidelity D & D Bancorp, Inc.'s return on assets of 1.03% is lower than the 5.00% threshold, indicating inefficient asset utilization

Fidelity D & D Bancorp, Inc.'s return on equity of 12.67%, is lower than 15.00%, indicating bad performance

Fidelity D & D Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Fidelity D & D Bancorp, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Fidelity D & D Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Fidelity D & D Bancorp, Inc. has a free cash flow yield of 8.02%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Fidelity D & D Bancorp, Inc.'s yearly earnings has increased 35.61% since last year from $20.79M to $28.20M, signaling increasing performance

Fidelity D & D Bancorp, Inc.'s yearly revenue has decreased 100.00% since last year from $125.08M to $1.28K, signaling decreasing performance

ROIC 1.03% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Fidelity D & D Bancorp, Inc.'s 3-year revenue CAGR of 14.35% is positive, indicating growing revenue over the past 3 years

Fidelity D & D Bancorp, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Fidelity D & D Bancorp, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Fidelity D & D Bancorp, Inc. has insufficient data to evaluate this check.

Fidelity D & D Bancorp, Inc. has an earnings yield of 9.80%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Fidelity D & D Bancorp, Inc. is undervalued relative to its fair value price of 68.33 based on EBITDA multiple model

Fidelity D & D Bancorp, Inc. has an EV/EBITDA ratio of 0.06x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Fidelity D & D Bancorp, Inc. is undervalued relative to its fair value price of 120.33 based on Earnings Fair Value model

Fidelity D & D Bancorp, Inc. has a PEG-ratio under 1 which is considered undervalued

Fidelity D & D Bancorp, Inc. has a price-to-book ratio of 1.23x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Fidelity D & D Bancorp, Inc. has a price-to-sales ratio of 2.16x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue