First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E cash flow to debt ratio of 8.04% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E's free cash flow has decreased 6.33% from $1.45B last year to $1.36B, signaling decreasing performance

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E's debt to equity ratio is 1.47, which means that the company's assets are unhealthy financed, signaling financial risk.

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E's debt has decreased relative to shareholder equity from 1.68 last year to 1.47 today, signaling strengthened financials

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E has a net cash position, so leverage is healthy.

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E earns at least as much interest as it pays. Interest obligations are fully covered.

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E's profit margin has decreased (13.67%) in the last year from 19.08% to 16.48%, signaling decreasing performance

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E's short-term liabilities of $165.76B exceed its short-term assets of $53.30B, signaling financial risk

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E's return on assets of 0.99% is lower than the 5.00% threshold, indicating inefficient asset utilization

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E's return on equity of 10.68%, is lower than 15.00%, indicating bad performance

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E has insufficient public price history to evaluate earnings stability.

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E has positive free cash flow, indicating the company generates cash after capital expenditures

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E has a free cash flow yield of 6.09%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E's yearly earnings has decreased 20.56% since last year from $2.78B to $2.21B, signaling decreasing performance

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E's yearly revenue has decreased 2.31% since last year from $14.55B to $14.22B, signaling decreasing performance

ROIC 0.99% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E's 3-year revenue CAGR of 37.01% is positive, indicating growing revenue over the past 3 years

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E has insufficient public price history to evaluate revenue consistency.

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E has insufficient public price history to evaluate ROE consistency.

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E has insufficient data to evaluate this check.

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E has an earnings yield of 821.83%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E is overvalued relative to its fair value price of 0.00 based on Base EBITDA Valuation model

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E has an EV/EBITDA ratio of 1.87x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E has insufficient data to evaluate this check.

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E has a PEG-ratio under 1 which is considered undervalued

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E has a price-to-book ratio of 0.01x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E has a price-to-sales ratio of 0.02x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue