FirstCash Holdings, Inc cash flow to debt ratio of 20.80% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

FirstCash Holdings, Inc's free cash flow has increased 12.58% from $471.71M last year to $531.04M, signaling increasing performance

FirstCash Holdings, Inc's debt to equity ratio is 1.16, which means that the company's assets are unhealthy financed, signaling financial risk.

FirstCash Holdings, Inc's debt has increased relative to shareholder equity from 1.00 last year to 1.16 today, signaling weakened financials

FirstCash Holdings, Inc has a net debt to EBITDA ratio of 2.69x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

FirstCash Holdings, Inc's interest coverage ratio of 4.82 indicates that earnings with good margin can cover interest payments on company debt

FirstCash Holdings, Inc's profit margin has increased (23.33%) in the last year from 7.64% to 9.42%, signaling increasing performance

FirstCash Holdings, Inc's short-term assets of $1.86B exceed its short-term liabilities of $407.81M

FirstCash Holdings, Inc's return on assets of 7.08% is higher than the 5.00% threshold, indicating efficient asset utilization

FirstCash Holdings, Inc's return on equity of 17.07%, is higher than 15.00%, indicating good performance

FirstCash Holdings, Inc's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

FirstCash Holdings, Inc had positive net income in 5 out of 5 years, indicating stable and consistent earnings

FirstCash Holdings, Inc has positive free cash flow, indicating the company generates cash after capital expenditures

FirstCash Holdings, Inc has a free cash flow yield of 5.87%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

FirstCash Holdings, Inc's yearly earnings has increased 27.65% since last year from $258.81M to $330.38M, signaling increasing performance

FirstCash Holdings, Inc's yearly revenue has increased 8.04% since last year from $3.39B to $3.66B, signaling increasing performance

ROIC 9.42% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

FirstCash Holdings, Inc's 3-year revenue CAGR of 10.29% is positive, indicating growing revenue over the past 3 years

FirstCash Holdings, Inc had revenue growth in 5 out of 5 years, indicating consistent revenue performance

FirstCash Holdings, Inc had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

FirstCash Holdings, Inc is overvalued relative to its fair value price of 127.67 based on Discounted Cash Flow model

FirstCash Holdings, Inc has an earnings yield of 4.20%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

FirstCash Holdings, Inc is overvalued relative to its fair value price of 97.57 based on EBITDA multiple model

FirstCash Holdings, Inc has an EV/EBITDA ratio of 11.75x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

FirstCash Holdings, Inc is overvalued relative to its fair value price of 197.12 based on Earnings Fair Value model

FirstCash Holdings, Inc has a PEG-ratio over 1 which is considered overvalued

FirstCash Holdings, Inc has a price-to-book ratio of 3.98x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

FirstCash Holdings, Inc has a price-to-sales ratio of 2.24x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue