NASDAQ
FCCO
Last Price
US $34.58
KEY FIGURES
MKT CAP
$325.0M
EPS
TTM
$2.47
EPS Growth (1Y)
36.46%
PEG
TTM
1.09x
P/E
TTM
14.01x
P/S
TTM
2.69x
YIELD
1.88%
GROWTH (5Y CAGR)
Profit margin
Current Ratio
Capital Returns
12.17%
Return on equity
ROIC: 0.98%
Valuation History
12.7X
Price to Earnings
EV/EBITDA: 13.6X
Cash flow
Profit margin
Revenue
15.61%
EBITDA
19.18%
Cash flow
-
Cash Flow (DCF)
Fair Value
Market $34.58
—
Default assumptions
EBITDA Multiple
Fair Value
Market $34.58
-45.29%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Cash flow to debt coverage
First Community Corporation cash flow to debt ratio of 15.01% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Free cash flow growth
First Community Corporation's free cash flow has increased 79.85% from $9.77M last year to $17.58M, signaling increasing performance
Debt-to-equity ratio
First Community Corporation's debt to equity ratio is 0.53, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
First Community Corporation's debt has decreased relative to shareholder equity from 0.84 last year to 0.53 today, signaling strengthened financials
Net debt to EBITDA
First Community Corporation has a net cash position, so leverage is healthy.
Interest coverage
First Community Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
First Community Corporation's profit margin has increased (35.55%) in the last year from 14.16% to 19.20%, signaling increasing performance
Current ratio
First Community Corporation's short-term liabilities of $1.86B exceed its short-term assets of $179.00M, signaling financial risk
Return on assets
First Community Corporation's return on assets of 0.97% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
First Community Corporation's return on equity of 12.17%, is lower than 15.00%, indicating bad performance
Earnings quality
First Community Corporation's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Earnings stability
First Community Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
First Community Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
First Community Corporation has a free cash flow yield of 5.53%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
First Community Corporation's yearly earnings has increased 37.62% since last year from $13.96M to $19.20M, signaling increasing performance
Revenue growth
First Community Corporation's yearly revenue has increased 12.72% since last year from $98.53M to $111.06M, signaling increasing performance
Return on invested capital
ROIC 0.99% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
First Community Corporation's 3-year revenue CAGR of 23.92% is positive, indicating growing revenue over the past 3 years
Revenue consistency
First Community Corporation had revenue growth in 5 out of 5 years, indicating consistent revenue performance
Return on equity consistency
First Community Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
First Community Corporation has insufficient data to evaluate this check.
Earnings yield (TTM)
First Community Corporation has an earnings yield of 7.30%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
First Community Corporation is overvalued relative to its fair value price of 18.92 based on EBITDA multiple model
EV/EBITDA (FY)
First Community Corporation has an EV/EBITDA ratio of 7.50x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
First Community Corporation has a PEG-ratio over 1 which is considered overvalued
Price-to-book ratio (FY)
First Community Corporation has a price-to-book ratio of 1.51x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
First Community Corporation has a price-to-sales ratio of 2.63x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue