NASDAQ
FCBC
Last Price
US $49.32
KEY FIGURES
MKT CAP
$0.9B
EPS
TTM
$3.14
EPS Growth (1Y)
-5.36%
PEG
TTM
2.82x
P/E
TTM
15.73x
P/S
TTM
6.72x
YIELD
4.58%
GROWTH (5Y CAGR)
Revenue
Valuation
Financial
Performance
Cash flow to debt coverage
First Community Bankshares, Inc. cash flow to debt ratio of 5.17K% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Free cash flow growth
First Community Bankshares, Inc.'s free cash flow has increased 9.23% from $54.93M last year to $60.00M, signaling increasing performance
Debt-to-equity ratio
First Community Bankshares, Inc.'s debt to equity ratio is 0.01, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
First Community Bankshares, Inc.'s debt has increased relative to shareholder equity from 0.00 last year to 0.01 today, signaling weakened financials
Net debt to EBITDA
First Community Bankshares, Inc. has a net cash position, so leverage is healthy.
Interest coverage
First Community Bankshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
First Community Bankshares, Inc.'s profit margin has increased (45.58%) in the last year from 29.34% to 42.71%, signaling increasing performance
Current ratio
First Community Bankshares, Inc.'s short-term liabilities of $897.47M exceed its short-term assets of $653.65M, signaling financial risk
Return on assets
First Community Bankshares, Inc.'s return on assets of 1.64% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
First Community Bankshares, Inc.'s return on equity of 11.44%, is lower than 15.00%, indicating bad performance
Earnings quality
First Community Bankshares, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
First Community Bankshares, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
First Community Bankshares, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
First Community Bankshares, Inc. has a free cash flow yield of 6.66%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
First Community Bankshares, Inc.'s yearly earnings has decreased 5.45% since last year from $51.60M to $48.79M, signaling decreasing performance
Revenue growth
First Community Bankshares, Inc.'s yearly revenue has increased 5.42% since last year from $175.89M to $185.42M, signaling increasing performance
Return on invested capital
ROIC -1.26% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
First Community Bankshares, Inc.'s 3-year revenue CAGR of 9.24% is positive, indicating growing revenue over the past 3 years
Revenue consistency
First Community Bankshares, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance
Return on equity consistency
First Community Bankshares, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
First Community Bankshares, Inc. is undervalued relative to its fair value price of 76.35 based on Discounted Cash Flow model
Earnings yield (TTM)
First Community Bankshares, Inc. has an earnings yield of 6.57%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
First Community Bankshares, Inc. is undervalued relative to its fair value price of 49.96 based on EBITDA multiple model
EV/EBITDA (FY)
First Community Bankshares, Inc. has an EV/EBITDA ratio of 3.74x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
First Community Bankshares, Inc. has a PEG-ratio over 1 which is considered overvalued
Price-to-book ratio (FY)
First Community Bankshares, Inc. has a price-to-book ratio of 1.67x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
First Community Bankshares, Inc. has a price-to-sales ratio of 6.50x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
11.44%
Return on equity
ROIC: -1.26%
Valuation History
15.5X
Price to Earnings
EV/EBITDA: 9.9X
Cash flow
Profit margin
6.05%
EBITDA
5.74%
Cash flow
7.07%
Cash Flow (DCF)
Fair Value
Market $49.32
54.81%
Default assumptions
EBITDA Multiple
Fair Value
Market $49.32
1.30%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.