First Bancorp cash flow to debt ratio of 272.41% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

First Bancorp's free cash flow has increased 15.55% from $172.12M last year to $198.89M, signaling increasing performance

First Bancorp's debt to equity ratio is 0.04, which means that the company's assets are healthy financed, signaling financial stability.

First Bancorp's debt has increased relative to shareholder equity from 0.01 last year to 0.04 today, signaling weakened financials

First Bancorp has a net cash position, so leverage is healthy.

First Bancorp earns at least as much interest as it pays. Interest obligations are fully covered.

First Bancorp's profit margin has increased (116.84%) in the last year from 14.36% to 31.13%, signaling increasing performance

First Bancorp's short-term liabilities of $9.42B exceed its short-term assets of $2.23B, signaling financial risk

First Bancorp's return on assets of 1.02% is lower than the 5.00% threshold, indicating inefficient asset utilization

First Bancorp's return on equity of 8.01%, is lower than 15.00%, indicating bad performance

First Bancorp's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

First Bancorp had positive net income in 5 out of 5 years, indicating stable and consistent earnings

First Bancorp has positive free cash flow, indicating the company generates cash after capital expenditures

First Bancorp has a free cash flow yield of 7.43%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

First Bancorp's yearly earnings has increased 45.70% since last year from $76.22M to $111.05M, signaling increasing performance

First Bancorp's yearly revenue has decreased 42.71% since last year from $530.81M to $304.12M, signaling decreasing performance

ROIC -0.46% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

First Bancorp's 3-year revenue CAGR of 10.04% is positive, indicating growing revenue over the past 3 years

First Bancorp had revenue growth in 4 out of 5 years, indicating consistent revenue performance

First Bancorp had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

First Bancorp is undervalued relative to its fair value price of 86.86 based on Discounted Cash Flow model

First Bancorp has an earnings yield of 4.98%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

First Bancorp is overvalued relative to its fair value price of 27.84 based on EBITDA multiple model

First Bancorp has an EV/EBITDA ratio of 3.60x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

First Bancorp is undervalued relative to its fair value price of 67.79 based on Earnings Fair Value model

First Bancorp's earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

First Bancorp has a price-to-book ratio of 1.56x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

First Bancorp has a price-to-sales ratio of 6.25x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue