FB Financial Corporation cash flow to debt ratio of 55.04% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

FB Financial Corporation's free cash flow has increased 11.16% from $132.25M last year to $147.01M, signaling increasing performance

FB Financial Corporation's debt to equity ratio is 0.19, which means that the company's assets are healthy financed, signaling financial stability.

FB Financial Corporation's debt has increased relative to shareholder equity from 0.16 last year to 0.19 today, signaling weakened financials

FB Financial Corporation has a net cash position, so leverage is healthy.

FB Financial Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

FB Financial Corporation's profit margin has increased (25.54%) in the last year from 15.13% to 19.00%, signaling increasing performance

FB Financial Corporation's short-term liabilities of $14.06B exceed its short-term assets of $1.63B, signaling financial risk

FB Financial Corporation's return on assets of 1.17% is lower than the 5.00% threshold, indicating inefficient asset utilization

FB Financial Corporation's return on equity of 10.03%, is lower than 15.00%, indicating bad performance

FB Financial Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

FB Financial Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings

FB Financial Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

FB Financial Corporation has a free cash flow yield of 4.70%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

FB Financial Corporation's yearly earnings has increased 5.68% since last year from $116.03M to $122.62M, signaling increasing performance

FB Financial Corporation's yearly revenue has increased 14.48% since last year from $766.77M to $877.84M, signaling increasing performance

ROIC 1.17% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

FB Financial Corporation's 3-year revenue CAGR of 13.75% is positive, indicating growing revenue over the past 3 years

FB Financial Corporation had revenue growth in 3 out of 5 years, indicating consistent revenue performance

FB Financial Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

FB Financial Corporation has insufficient data to evaluate this check.

FB Financial Corporation has an earnings yield of 6.26%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

FB Financial Corporation is overvalued relative to its fair value price of 33.07 based on EBITDA multiple model

FB Financial Corporation has an EV/EBITDA ratio of 12.32x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

FB Financial Corporation is undervalued relative to its fair value price of 60.79 based on Earnings Fair Value model

FB Financial Corporation has a PEG-ratio over 1 which is considered overvalued

FB Financial Corporation has a price-to-book ratio of 1.62x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

FB Financial Corporation has a price-to-sales ratio of 3.04x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue