Expensify, Inc. cash flow to debt ratio of 350.04% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Expensify, Inc.'s free cash flow has increased 23.53% from $16.25M last year to $20.07M, signaling increasing performance

Expensify, Inc.'s debt to equity ratio is 0.00, which means that the company's assets are healthy financed, signaling financial stability.

Expensify, Inc.'s debt has decreased relative to shareholder equity from 0.05 last year to 0.00 today, signaling strengthened financials

Expensify, Inc. has a net cash position, so leverage is healthy.

Interest expense is not separately reported in Expensify, Inc.'s latest filing, so interest coverage cannot be calculated.

Expensify, Inc.'s profit margin has decreased (56.63%) in the last year from -7.22% to -11.31%, signaling decreasing performance

Expensify, Inc.'s short-term assets of $153.01M exceed its short-term liabilities of $46.41M

Expensify, Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Expensify, Inc.'s return on equity of -11.54%, is lower than 15.00%, indicating bad performance

Expensify, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Expensify, Inc. has insufficient public price history to evaluate earnings stability.

Expensify, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Expensify, Inc. has a free cash flow yield of 8.43%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Expensify, Inc.'s yearly earnings has decreased 112.72% since last year from $-10.05M to $-21.39M, signaling decreasing performance

Expensify, Inc.'s yearly revenue has increased 2.06% since last year from $139.24M to $142.10M, signaling increasing performance

ROIC -7.85% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Expensify, Inc.'s 3-year revenue CAGR of -5.71% is negative, indicating declining revenue over the past 3 years

Expensify, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Expensify, Inc. has insufficient public price history to evaluate ROE consistency.

Expensify, Inc. is undervalued relative to its fair value price of 4.67 based on Discounted Cash Flow model

Expensify, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Expensify, Inc. is overvalued relative to its fair value price of 0.03 based on EBITDA multiple model

Expensify, Inc. has negative or missing EBITDA, making EV/EBITDA ratio unreliable

Expensify, Inc. has insufficient data to evaluate this check.

Expensify, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Expensify, Inc. has a price-to-book ratio of 1.75x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Expensify, Inc. has a price-to-sales ratio of 1.71x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue