EVERTEC, Inc. cash flow to debt ratio of 20.08% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

EVERTEC, Inc.'s free cash flow has decreased 21.05% from $171.64M last year to $135.51M, signaling decreasing performance

EVERTEC, Inc.'s debt to equity ratio is 2.06, which means that the company's assets are unhealthy financed, signaling financial risk.

EVERTEC, Inc.'s debt has increased relative to shareholder equity from 2.05 last year to 2.06 today, signaling weakened financials

EVERTEC, Inc. has a net debt to EBITDA ratio of 2.39x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

EVERTEC, Inc.'s interest coverage ratio of 2.47 indicates that earnings with margin can cover interest payments on company debt

EVERTEC, Inc.'s profit margin has decreased (26.46%) in the last year from 13.32% to 9.80%, signaling decreasing performance

EVERTEC, Inc.'s short-term assets of $590.77M exceed its short-term liabilities of $285.04M

EVERTEC, Inc.'s return on assets of 3.94% is lower than the 5.00% threshold, indicating inefficient asset utilization

EVERTEC, Inc.'s return on equity of 15.04%, is higher than 15.00%, indicating good performance

EVERTEC, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

EVERTEC, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

EVERTEC, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

EVERTEC, Inc. has a free cash flow yield of 7.42%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

EVERTEC, Inc.'s yearly earnings has increased 25.72% since last year from $112.62M to $141.59M, signaling increasing performance

EVERTEC, Inc.'s yearly revenue has increased 10.21% since last year from $845.49M to $931.82M, signaling increasing performance

ROIC 6.45% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

EVERTEC, Inc.'s 3-year revenue CAGR of 14.64% is positive, indicating growing revenue over the past 3 years

EVERTEC, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

EVERTEC, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

EVERTEC, Inc. is undervalued relative to its fair value price of 40.29 based on Discounted Cash Flow model

EVERTEC, Inc. has an earnings yield of 5.40%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

EVERTEC, Inc. is overvalued relative to its fair value price of 26.46 based on EBITDA multiple model

EVERTEC, Inc. has an EV/EBITDA ratio of 7.69x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

EVERTEC, Inc. is undervalued relative to its fair value price of 67.17 based on Earnings Fair Value model

EVERTEC, Inc. has a PEG-ratio over 1 which is considered overvalued

EVERTEC, Inc. has a price-to-book ratio of 2.51x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

EVERTEC, Inc. has a price-to-sales ratio of 1.81x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue