Essent Group Ltd. cash flow to debt ratio of 172.83% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Essent Group Ltd.'s free cash flow has decreased 0.71% from $854.77M last year to $848.69M, signaling decreasing performance

Essent Group Ltd.'s debt to equity ratio is 0.09, which means that the company's assets are healthy financed, signaling financial stability.

Essent Group Ltd.'s debt has increased relative to shareholder equity from 0.09 last year to 0.09 today, signaling weakened financials

Essent Group Ltd. has a net cash position, so leverage is healthy.

Essent Group Ltd.'s interest coverage ratio of 25.10 indicates that earnings with good margin can cover interest payments on company debt

Essent Group Ltd.'s profit margin has decreased (10.64%) in the last year from 57.56% to 51.43%, signaling decreasing performance

Essent Group Ltd.'s short-term assets of $6.84B exceed its short-term liabilities of $1.19B

Essent Group Ltd.'s return on assets of 8.97% is higher than the 5.00% threshold, indicating efficient asset utilization

Essent Group Ltd.'s return on equity of 11.91%, is lower than 15.00%, indicating bad performance

Essent Group Ltd.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Essent Group Ltd. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Essent Group Ltd. has positive free cash flow, indicating the company generates cash after capital expenditures

Essent Group Ltd. has a free cash flow yield of 13.62%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Essent Group Ltd.'s yearly earnings has decreased 5.41% since last year from $729.40M to $689.97M, signaling decreasing performance

Essent Group Ltd.'s yearly revenue has decreased 0.49% since last year from $1.27B to $1.26B, signaling decreasing performance

ROIC -535.92% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Essent Group Ltd.'s 3-year revenue CAGR of 7.38% is positive, indicating growing revenue over the past 3 years

Essent Group Ltd. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Essent Group Ltd. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Essent Group Ltd. is undervalued relative to its fair value price of 115.69 based on Discounted Cash Flow model

Essent Group Ltd. has an earnings yield of 11.10%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Essent Group Ltd. is overvalued relative to its fair value price of 59.01 based on EBITDA multiple model

Essent Group Ltd. has an EV/EBITDA ratio of 0.58x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Essent Group Ltd. is undervalued relative to its fair value price of 153.75 based on Earnings Fair Value model

Essent Group Ltd. has a PEG-ratio under 1 which is considered undervalued

Essent Group Ltd. has a price-to-book ratio of 1.08x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Essent Group Ltd. has a price-to-sales ratio of 4.64x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue