Erie Indemnity Company carries no debt; cash flow comfortably covers obligations.

Erie Indemnity Company's free cash flow has increased 17.38% from $486.40M last year to $570.97M, signaling increasing performance

Erie Indemnity Company's debt to equity ratio is 0.03, which means that the company's assets are healthy financed, signaling financial stability.

Erie Indemnity Company's debt has increased relative to shareholder equity from 0.00 last year to 0.03 today, signaling weakened financials

Erie Indemnity Company has a net cash position, so leverage is healthy.

Erie Indemnity Company earns at least as much interest as it pays. Interest obligations are fully covered.

Erie Indemnity Company's profit margin has decreased (11.47%) in the last year from 15.82% to 14.00%, signaling decreasing performance

Erie Indemnity Company's short-term assets of $1.13B exceed its short-term liabilities of $916.55M

Erie Indemnity Company's return on assets of 16.22% is higher than the 5.00% threshold, indicating efficient asset utilization

Erie Indemnity Company's return on equity of 24.52%, is higher than 15.00%, indicating good performance

Erie Indemnity Company's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Erie Indemnity Company had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Erie Indemnity Company has positive free cash flow, indicating the company generates cash after capital expenditures

Erie Indemnity Company has a free cash flow yield of 4.90%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Erie Indemnity Company's yearly earnings has decreased 6.83% since last year from $600.31M to $559.34M, signaling decreasing performance

Erie Indemnity Company's yearly revenue has increased 5.30% since last year from $3.86B to $4.07B, signaling increasing performance

ROIC 21.90% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Erie Indemnity Company's 3-year revenue CAGR of 12.72% is positive, indicating growing revenue over the past 3 years

Erie Indemnity Company had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Erie Indemnity Company had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Erie Indemnity Company is overvalued relative to its fair value price of 226.91 based on Discounted Cash Flow model

Erie Indemnity Company has an earnings yield of 4.95%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Erie Indemnity Company is overvalued relative to its fair value price of 126.82 based on EBITDA multiple model

Erie Indemnity Company has an EV/EBITDA ratio of 14.35x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Erie Indemnity Company is overvalued relative to its fair value price of 233.96 based on Earnings Fair Value model

Erie Indemnity Company has a PEG-ratio over 1 which is considered overvalued

Erie Indemnity Company has a price-to-book ratio of 4.72x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Erie Indemnity Company has a price-to-sales ratio of 2.83x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue