NASDAQ
EFSI
Last Price
US $43.29
KEY FIGURES
MKT CAP
$234.3M
EPS
TTM
$3.44
EPS Growth (1Y)
-63.19%
PEG
TTM
-
P/E
TTM
12.59x
P/S
TTM
2.00x
YIELD
2.86%
GROWTH (5Y CAGR)
Profit margin
Current Ratio
Capital Returns
9.83%
Return on equity
ROIC: -1.01%
Valuation History
12.5X
Price to Earnings
EV/EBITDA: 12.6X
Cash flow
Profit margin
Revenue
17.53%
EBITDA
-5.67%
Cash flow
20.18%
Cash Flow (DCF)
Fair Value
Market $43.29
76.67%
Default assumptions
EBITDA Multiple
Fair Value
Market $43.29
-94.09%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Cash flow to debt coverage
Eagle Financial Services, Inc. cash flow to debt ratio of 40.04% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Free cash flow growth
Eagle Financial Services, Inc.'s free cash flow has increased 49.10% from $17.74M last year to $26.45M, signaling increasing performance
Debt-to-equity ratio
Eagle Financial Services, Inc.'s debt to equity ratio is 0.15, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Eagle Financial Services, Inc.'s debt has decreased relative to shareholder equity from 1.26 last year to 0.15 today, signaling strengthened financials
Net debt to EBITDA
Eagle Financial Services, Inc. has a net cash position, so leverage is healthy.
Interest coverage
Eagle Financial Services, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Eagle Financial Services, Inc.'s profit margin has increased (9.41%) in the last year from 14.48% to 15.85%, signaling increasing performance
Current ratio
Eagle Financial Services, Inc.'s short-term liabilities of $1.61B exceed its short-term assets of $137.27M, signaling financial risk
Return on assets
Eagle Financial Services, Inc.'s return on assets of 1.01% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Eagle Financial Services, Inc.'s return on equity of 9.83%, is lower than 15.00%, indicating bad performance
Earnings quality
Eagle Financial Services, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Eagle Financial Services, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Eagle Financial Services, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Eagle Financial Services, Inc. has a free cash flow yield of 11.40%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Eagle Financial Services, Inc.'s yearly earnings has decreased 46.46% since last year from $15.34M to $8.21M, signaling decreasing performance
Revenue growth
Eagle Financial Services, Inc.'s yearly revenue has decreased 1.31% since last year from $105.92M to $104.54M, signaling decreasing performance
Return on invested capital
ROIC -1.01% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
Eagle Financial Services, Inc.'s 3-year revenue CAGR of 16.14% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Eagle Financial Services, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Eagle Financial Services, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Eagle Financial Services, Inc. is undervalued relative to its fair value price of 76.48 based on Discounted Cash Flow model
Earnings yield (TTM)
Eagle Financial Services, Inc. has an earnings yield of 8.02%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Eagle Financial Services, Inc. is overvalued relative to its fair value price of 2.56 based on EBITDA multiple model
EV/EBITDA (FY)
Eagle Financial Services, Inc. has an EV/EBITDA ratio of 15.35x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
Eagle Financial Services, Inc.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.
Price-to-book ratio (FY)
Eagle Financial Services, Inc. has a price-to-book ratio of 1.20x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Eagle Financial Services, Inc. has a price-to-sales ratio of 1.98x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue