Eagle Bancorp Montana, Inc. cash flow to debt ratio of 40.17% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Eagle Bancorp Montana, Inc.'s free cash flow has increased 96.04% from $14.46M last year to $28.34M, signaling increasing performance

Eagle Bancorp Montana, Inc.'s debt to equity ratio is 0.49, which means that the company's assets are healthy financed, signaling financial stability.

Eagle Bancorp Montana, Inc.'s debt has decreased relative to shareholder equity from 1.14 last year to 0.49 today, signaling strengthened financials

Eagle Bancorp Montana, Inc. has a net cash position, so leverage is healthy.

Eagle Bancorp Montana, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Eagle Bancorp Montana, Inc.'s profit margin has increased (99.33%) in the last year from 8.12% to 16.19%, signaling increasing performance

Eagle Bancorp Montana, Inc.'s short-term liabilities of $452.29M exceed its short-term assets of $320.25M, signaling financial risk

Eagle Bancorp Montana, Inc.'s return on assets of 0.76% is lower than the 5.00% threshold, indicating inefficient asset utilization

Eagle Bancorp Montana, Inc.'s return on equity of 8.36%, is lower than 15.00%, indicating bad performance

Eagle Bancorp Montana, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Eagle Bancorp Montana, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Eagle Bancorp Montana, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Eagle Bancorp Montana, Inc. has a free cash flow yield of 15.21%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Eagle Bancorp Montana, Inc.'s yearly earnings has increased 51.72% since last year from $9.78M to $14.84M, signaling increasing performance

Eagle Bancorp Montana, Inc.'s yearly revenue has increased 4.61% since last year from $120.42M to $125.97M, signaling increasing performance

ROIC 0.40% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Eagle Bancorp Montana, Inc.'s 3-year revenue CAGR of 10.39% is positive, indicating growing revenue over the past 3 years

Eagle Bancorp Montana, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Eagle Bancorp Montana, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Eagle Bancorp Montana, Inc. has insufficient data to evaluate this check.

Eagle Bancorp Montana, Inc. has an earnings yield of 8.77%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Eagle Bancorp Montana, Inc. is overvalued relative to its fair value price of 15.34 based on EBITDA multiple model

Eagle Bancorp Montana, Inc. has insufficient data to compute enterprise value.

Eagle Bancorp Montana, Inc. is undervalued relative to its fair value price of 41.61 based on Earnings Fair Value model

Eagle Bancorp Montana, Inc.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

Eagle Bancorp Montana, Inc. has a price-to-book ratio of 0.93x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Eagle Bancorp Montana, Inc. has a price-to-sales ratio of 1.85x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue