Eastern Bankshares, Inc. cash flow to debt ratio of 216.62% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Eastern Bankshares, Inc.'s free cash flow has increased 52.79% from $270.30M last year to $412.99M, signaling increasing performance

Eastern Bankshares, Inc.'s debt to equity ratio is 0.09, which means that the company's assets are healthy financed, signaling financial stability.

Eastern Bankshares, Inc.'s debt has increased relative to shareholder equity from 0.01 last year to 0.09 today, signaling weakened financials

Eastern Bankshares, Inc. has a net cash position, so leverage is healthy.

Eastern Bankshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Eastern Bankshares, Inc.'s profit margin has increased (135.35%) in the last year from 11.17% to 26.28%, signaling increasing performance

Eastern Bankshares, Inc.'s short-term liabilities of $25.52B exceed its short-term assets of $645.18M, signaling financial risk

Eastern Bankshares, Inc.'s return on assets of 1.21% is lower than the 5.00% threshold, indicating inefficient asset utilization

Eastern Bankshares, Inc.'s return on equity of 9.00%, is lower than 15.00%, indicating bad performance

Eastern Bankshares, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Eastern Bankshares, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Eastern Bankshares, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Eastern Bankshares, Inc. has a free cash flow yield of 7.79%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Eastern Bankshares, Inc.'s yearly earnings has decreased 26.21% since last year from $119.56M to $88.22M, signaling decreasing performance

Eastern Bankshares, Inc.'s yearly revenue has decreased 1.35% since last year from $1.07B to $1.06B, signaling decreasing performance

ROIC 6.32% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Eastern Bankshares, Inc.'s 3-year revenue CAGR of 15.75% is positive, indicating growing revenue over the past 3 years

Eastern Bankshares, Inc. had revenue growth in only 2 out of 5 years, indicating inconsistent revenue performance

Eastern Bankshares, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Eastern Bankshares, Inc. is undervalued relative to its fair value price of 32.20 based on Discounted Cash Flow model

Eastern Bankshares, Inc. has an earnings yield of 7.51%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Eastern Bankshares, Inc. is overvalued relative to its fair value price of 4.50 based on EBITDA multiple model

Eastern Bankshares, Inc. has an EV/EBITDA ratio of 31.39x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Eastern Bankshares, Inc. has insufficient data to evaluate this check.

Eastern Bankshares, Inc. has a PEG-ratio under 1 which is considered undervalued

Eastern Bankshares, Inc. has a price-to-book ratio of 1.17x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Eastern Bankshares, Inc. has a price-to-sales ratio of 3.50x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue