Deluxe Corporation cash flow to debt ratio of 17.47% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Deluxe Corporation's free cash flow has increased 75.49% from $99.89M last year to $175.30M, signaling increasing performance

Deluxe Corporation's debt to equity ratio is 2.07, which means that the company's assets are unhealthy financed, signaling financial risk.

Deluxe Corporation's debt has decreased relative to shareholder equity from 2.52 last year to 2.07 today, signaling strengthened financials

Deluxe Corporation has a net debt to EBITDA ratio of 3.27x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Deluxe Corporation's interest coverage ratio of 2.28 indicates that earnings with margin can cover interest payments on company debt

Deluxe Corporation's profit margin has increased (91.37%) in the last year from 2.49% to 4.76%, signaling increasing performance

Deluxe Corporation's short-term assets of $665.80M exceed its short-term liabilities of $643.20M

Deluxe Corporation's return on assets of 3.93% is lower than the 5.00% threshold, indicating inefficient asset utilization

Deluxe Corporation's return on equity of 14.63%, is lower than 15.00%, indicating bad performance

Deluxe Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Deluxe Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Deluxe Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Deluxe Corporation has a free cash flow yield of 15.64%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Deluxe Corporation's yearly earnings has increased 55.49% since last year from $52.80M to $82.10M, signaling increasing performance

Deluxe Corporation's yearly revenue has increased 0.54% since last year from $2.12B to $2.13B, signaling increasing performance

ROIC 8.14% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Deluxe Corporation's 3-year revenue CAGR of -1.59% is negative, indicating declining revenue over the past 3 years

Deluxe Corporation had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Deluxe Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Deluxe Corporation is overvalued relative to its fair value price of 23.16 based on Discounted Cash Flow model

Deluxe Corporation has an earnings yield of 8.82%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Deluxe Corporation is undervalued relative to its fair value price of 31.39 based on EBITDA multiple model

Deluxe Corporation has an EV/EBITDA ratio of 6.22x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Deluxe Corporation is undervalued relative to its fair value price of 48.66 based on Earnings Fair Value model

Deluxe Corporation has a PEG-ratio under 1 which is considered undervalued

Deluxe Corporation has a price-to-book ratio of 1.61x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Deluxe Corporation has a price-to-sales ratio of 0.54x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue