NYSE
DCOM
Last Price
US $41.2
KEY FIGURES
MKT CAP
$1.8B
EPS
TTM
$2.93
EPS Growth (1Y)
330.91%
PEG
TTM
2.21x
P/E
TTM
14.06x
P/S
TTM
2.41x
YIELD
2.43%
GROWTH (5Y CAGR)
Profit margin
Current Ratio
Capital Returns
8.67%
Return on equity
ROIC: 5.53%
Valuation History
14.8X
Price to Earnings
EV/EBITDA: 2.6X
Cash flow
Profit margin
Revenue
23.40%
EBITDA
22.02%
Cash flow
25.34%
Cash Flow (DCF)
Fair Value
Market $41.2
188.67%
Default assumptions
EBITDA Multiple
Fair Value
Market $41.2
70.34%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Cash flow to debt coverage
Dime Community Bancshares, Inc. cash flow to debt ratio of 50.34% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Free cash flow growth
Dime Community Bancshares, Inc.'s free cash flow has increased 96.59% from $92.80M last year to $182.44M, signaling increasing performance
Debt-to-equity ratio
Dime Community Bancshares, Inc.'s debt to equity ratio is 0.43, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Dime Community Bancshares, Inc.'s debt has decreased relative to shareholder equity from 0.70 last year to 0.43 today, signaling strengthened financials
Net debt to EBITDA
Dime Community Bancshares, Inc. has a net cash position, so leverage is healthy.
Interest coverage
Dime Community Bancshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Dime Community Bancshares, Inc.'s profit margin has increased (281.42%) in the last year from 4.50% to 17.17%, signaling increasing performance
Current ratio
Dime Community Bancshares, Inc.'s short-term liabilities of $12.84B exceed its short-term assets of $3.21B, signaling financial risk
Return on assets
Dime Community Bancshares, Inc.'s return on assets of 0.86% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Dime Community Bancshares, Inc.'s return on equity of 8.67%, is lower than 15.00%, indicating bad performance
Earnings quality
Dime Community Bancshares, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Dime Community Bancshares, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Dime Community Bancshares, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Dime Community Bancshares, Inc. has a free cash flow yield of 10.30%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Dime Community Bancshares, Inc.'s yearly earnings has increased 280.56% since last year from $29.08M to $110.68M, signaling increasing performance
Revenue growth
Dime Community Bancshares, Inc.'s yearly revenue has increased 13.03% since last year from $646.19M to $730.38M, signaling increasing performance
Return on invested capital
ROIC 5.77% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
3-year revenue CAGR
Dime Community Bancshares, Inc.'s 3-year revenue CAGR of 15.23% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Dime Community Bancshares, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Dime Community Bancshares, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Dime Community Bancshares, Inc. is undervalued relative to its fair value price of 118.93 based on Discounted Cash Flow model
Earnings yield (TTM)
Dime Community Bancshares, Inc. has an earnings yield of 7.46%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Dime Community Bancshares, Inc. is undervalued relative to its fair value price of 70.18 based on EBITDA multiple model
EV/EBITDA (FY)
Dime Community Bancshares, Inc. has insufficient data to compute enterprise value.
PEG ratio (TTM/FY)
Dime Community Bancshares, Inc. has a PEG-ratio over 1 which is considered overvalued
Price-to-book ratio (FY)
Dime Community Bancshares, Inc. has a price-to-book ratio of 1.14x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Dime Community Bancshares, Inc. has a price-to-sales ratio of 2.30x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue