Dime Community Bancshares, Inc. cash flow to debt ratio of 50.34% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Dime Community Bancshares, Inc.'s free cash flow has increased 96.59% from $92.80M last year to $182.44M, signaling increasing performance

Dime Community Bancshares, Inc.'s debt to equity ratio is 0.43, which means that the company's assets are healthy financed, signaling financial stability.

Dime Community Bancshares, Inc.'s debt has decreased relative to shareholder equity from 0.70 last year to 0.43 today, signaling strengthened financials

Dime Community Bancshares, Inc. has a net cash position, so leverage is healthy.

Dime Community Bancshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Dime Community Bancshares, Inc.'s profit margin was 4.50% last year and is 17.17% this year, signaling increasing performance

Dime Community Bancshares, Inc.'s short-term liabilities of $12.84B exceed its short-term assets of $3.21B, signaling financial risk

Dime Community Bancshares, Inc.'s return on assets of 0.86% is lower than the 5.00% threshold, indicating inefficient asset utilization

Dime Community Bancshares, Inc.'s return on equity of 8.67%, is lower than 15.00%, indicating bad performance

Dime Community Bancshares, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Dime Community Bancshares, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Dime Community Bancshares, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Dime Community Bancshares, Inc. has a free cash flow yield of 10.24%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Dime Community Bancshares, Inc.'s yearly earnings has increased 280.56% since last year from $29.08M to $110.68M, signaling increasing performance

Dime Community Bancshares, Inc.'s yearly revenue has increased 13.03% since last year from $646.19M to $730.38M, signaling increasing performance

ROIC 0.86% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Dime Community Bancshares, Inc.'s 3-year revenue CAGR of 15.23% is positive, indicating growing revenue over the past 3 years

Dime Community Bancshares, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Dime Community Bancshares, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Dime Community Bancshares, Inc. is undervalued relative to its fair value price of 139.82 based on Base Cash Flow Valuation (DCF) model

Dime Community Bancshares, Inc. has an earnings yield of 7.26%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Dime Community Bancshares, Inc. is undervalued relative to its fair value price of 91.01 based on Base EBITDA Valuation model

Dime Community Bancshares, Inc. has insufficient data to compute enterprise value.

Dime Community Bancshares, Inc. is undervalued relative to its fair value price of 62.64 based on Base Earnings Fair Value model

Dime Community Bancshares, Inc. has a PEG-ratio over 1 which is considered overvalued

Dime Community Bancshares, Inc. has a price-to-book ratio of 1.17x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Dime Community Bancshares, Inc. has a price-to-sales ratio of 2.36x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue