NYSE
DCBG
Last Price
US $26.49
Valuation
Financial
Performance
Cash flow to debt coverage
Dime Commercial Bancshares, Inc. carries no debt; cash flow comfortably covers obligations.
Free cash flow growth
Dime Commercial Bancshares, Inc. has insufficient data to evaluate this check.
Debt-to-equity ratio
Dime Commercial Bancshares, Inc. has insufficient data to evaluate this check.
Debt-to-equity trend
Dime Commercial Bancshares, Inc. has insufficient data to evaluate this check.
Net debt to EBITDA
Dime Commercial Bancshares, Inc. has a net cash position, so leverage is healthy.
Interest coverage
Dime Commercial Bancshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Dime Commercial Bancshares, Inc. has insufficient data to evaluate this check.
Current ratio
Dime Commercial Bancshares, Inc. has insufficient data to evaluate this check.
Return on assets
Dime Commercial Bancshares, Inc.'s return on assets of 0.72% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Dime Commercial Bancshares, Inc.'s return on equity of 7.50%, is lower than 15.00%, indicating bad performance
Earnings quality
Dime Commercial Bancshares, Inc. has insufficient data to evaluate this check.
Earnings stability
Dime Commercial Bancshares, Inc. has insufficient public price history to evaluate earnings stability.
Positive free cash flow
Dime Commercial Bancshares, Inc. has negative free cash flow, indicating the company is burning cash rather than generating it
Free cash flow yield
Dime Commercial Bancshares, Inc. has a free cash flow yield of 0.00%, which is below the 2.00% threshold, indicating limited cash return relative to market value
Earnings growth
Dime Commercial Bancshares, Inc. has insufficient data to evaluate this check.
Revenue growth
Dime Commercial Bancshares, Inc. has insufficient data to evaluate this check.
Return on invested capital
ROIC 2.27% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
Dime Commercial Bancshares, Inc. has insufficient revenue history to calculate 3-year revenue CAGR.
Revenue consistency
Dime Commercial Bancshares, Inc. has insufficient public price history to evaluate revenue consistency.
Return on equity consistency
Dime Commercial Bancshares, Inc. has insufficient public price history to evaluate ROE consistency.
Cash Flow Valuation (DCF)
Dime Commercial Bancshares, Inc. has insufficient data to evaluate this check.
Earnings yield (TTM)
Dime Commercial Bancshares, Inc. has an earnings yield of 9.54%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Dime Commercial Bancshares, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
EV/EBITDA (FY)
Dime Commercial Bancshares, Inc. has insufficient data to compute enterprise value.
PEG ratio (TTM/FY)
Dime Commercial Bancshares, Inc. has insufficient diluted EPS history to calculate the PEG ratio.
Price-to-book ratio (FY)
Dime Commercial Bancshares, Inc. has a price-to-book ratio of 0.79x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Dime Commercial Bancshares, Inc. has a price-to-sales ratio of 1.69x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
7.50%
Return on equity
ROIC: 2.27%
Valuation History
11.2X
Price to Earnings
EV/EBITDA: -10.6X
Cash flow
Profit margin
-
Fair Value
Market $26.49
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Default assumptions
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