Community West Bancshares cash flow to debt ratio of 32.36% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Community West Bancshares's free cash flow has increased 154.10% from $17.16M last year to $43.61M, signaling increasing performance

Community West Bancshares's debt to equity ratio is 0.41, which means that the company's assets are healthy financed, signaling financial stability.

Community West Bancshares's debt has decreased relative to shareholder equity from 0.56 last year to 0.41 today, signaling strengthened financials

Community West Bancshares has a net debt to EBITDA ratio of 0.41x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Community West Bancshares earns at least as much interest as it pays. Interest obligations are fully covered.

Community West Bancshares's profit margin has increased (293.54%) in the last year from 4.67% to 18.37%, signaling increasing performance

Community West Bancshares's short-term assets of $118.98M exceed its short-term liabilities of $73.00M

Community West Bancshares's return on assets of 0.72% is lower than the 5.00% threshold, indicating inefficient asset utilization

Community West Bancshares's return on equity of 7.90%, is lower than 15.00%, indicating bad performance

Community West Bancshares's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Community West Bancshares had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Community West Bancshares has positive free cash flow, indicating the company generates cash after capital expenditures

Community West Bancshares has a free cash flow yield of 8.32%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Community West Bancshares's yearly earnings has increased 397.89% since last year from $7.67M to $38.17M, signaling increasing performance

Community West Bancshares's yearly revenue has decreased 12.96% since last year from $164.20M to $142.91M, signaling decreasing performance

ROIC -1.10% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Community West Bancshares's 3-year revenue CAGR of 30.95% is positive, indicating growing revenue over the past 3 years

Community West Bancshares had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Community West Bancshares had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Community West Bancshares is undervalued relative to its fair value price of 39.16 based on Discounted Cash Flow model

Community West Bancshares has an earnings yield of 6.30%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Community West Bancshares is overvalued relative to its fair value price of 17.96 based on EBITDA multiple model

Community West Bancshares has an EV/EBITDA ratio of 9.64x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Community West Bancshares is undervalued relative to its fair value price of 58.47 based on Earnings Fair Value model

Community West Bancshares has a PEG-ratio over 1 which is considered overvalued

Community West Bancshares has a price-to-book ratio of 0.95x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Community West Bancshares has a price-to-sales ratio of 2.91x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue