Customers Bancorp, Inc 5.375% S cash flow to debt ratio of 29.01% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Customers Bancorp, Inc 5.375% S's free cash flow has increased 235.05% from $143.57M last year to $481.02M, signaling increasing performance

Customers Bancorp, Inc 5.375% S's debt to equity ratio is 1.01, which means that the company's assets are unhealthy financed, signaling financial risk.

Customers Bancorp, Inc 5.375% S's debt has increased relative to shareholder equity from 0.71 last year to 1.01 today, signaling weakened financials

Customers Bancorp, Inc 5.375% S has a net cash position, so leverage is healthy.

Customers Bancorp, Inc 5.375% S earns at least as much interest as it pays. Interest obligations are fully covered.

Customers Bancorp, Inc 5.375% S's profit margin has increased (69.27%) in the last year from 13.07% to 22.13%, signaling increasing performance

Customers Bancorp, Inc 5.375% S's short-term assets of $18.70B exceed its short-term liabilities of $0.00

Customers Bancorp, Inc 5.375% S's return on assets of 1.10% is lower than the 5.00% threshold, indicating inefficient asset utilization

Customers Bancorp, Inc 5.375% S's return on equity of 13.57%, is lower than 15.00%, indicating bad performance

Customers Bancorp, Inc 5.375% S's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Customers Bancorp, Inc 5.375% S had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Customers Bancorp, Inc 5.375% S has positive free cash flow, indicating the company generates cash after capital expenditures

Customers Bancorp, Inc 5.375% S has a free cash flow yield of 64.28%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Customers Bancorp, Inc 5.375% S's yearly earnings has increased 23.49% since last year from $181.47M to $224.09M, signaling increasing performance

Customers Bancorp, Inc 5.375% S's yearly revenue has increased 111.98% since last year from $641.39M to $1.36B, signaling increasing performance

ROIC 3.19% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Customers Bancorp, Inc 5.375% S's 3-year revenue CAGR of 14.12% is positive, indicating growing revenue over the past 3 years

Customers Bancorp, Inc 5.375% S had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Customers Bancorp, Inc 5.375% S had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Customers Bancorp, Inc 5.375% S is undervalued relative to its fair value price of 201.79 based on Base Cash Flow Valuation (DCF) model

Customers Bancorp, Inc 5.375% S has an earnings yield of 38.95%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Customers Bancorp, Inc 5.375% S is overvalued relative to its fair value price of 11.00 based on Base EBITDA Valuation model

Customers Bancorp, Inc 5.375% S has an EV/EBITDA ratio of 1.57x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Customers Bancorp, Inc 5.375% S is undervalued relative to its fair value price of 182.58 based on Base Earnings Fair Value model

Customers Bancorp, Inc 5.375% S has a PEG-ratio under 1 which is considered undervalued

Customers Bancorp, Inc 5.375% S has a price-to-book ratio of 0.34x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Customers Bancorp, Inc 5.375% S has a price-to-sales ratio of 0.57x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue