NASDAQ
CRMT
Last Price
US $3.09
Valuation
Financial
Performance
Cash flow to debt coverage
America's Car-Mart, Inc. cash flow to debt ratio of -6.31% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Free cash flow growth
America's Car-Mart, Inc.'s free cash flow has increased -34.27% from $-80.04M last year to $-52.61M, signaling increasing performance
Debt-to-equity ratio
America's Car-Mart, Inc.'s debt to equity ratio is 1.73, which means that the company's assets are unhealthy financed, signaling financial risk.
Debt-to-equity trend
America's Car-Mart, Inc.'s debt has increased relative to shareholder equity from 1.48 last year to 1.73 today, signaling weakened financials
Net debt to EBITDA
America's Car-Mart, Inc. has negative EBITDA, making leverage ratio unreliable
Interest coverage
America's Car-Mart, Inc.'s interest coverage ratio is 0.21, which means that the company struggles to meet interest obligations, signaling financial risk.
Profit margin growth
America's Car-Mart, Inc.'s profit margin has decreased (956.37%) in the last year from 1.29% to -11.02%, signaling decreasing performance
Current ratio
America's Car-Mart, Inc.'s short-term assets of $1.31B exceed its short-term liabilities of $164.38M
Return on assets
America's Car-Mart, Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
America's Car-Mart, Inc.'s return on equity of -26.30%, is lower than 15.00%, indicating bad performance
Earnings quality
America's Car-Mart, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Earnings stability
America's Car-Mart, Inc. had positive net income in 3 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
America's Car-Mart, Inc. has negative free cash flow, indicating the company is burning cash rather than generating it
Free cash flow yield
America's Car-Mart, Inc. has negative free cash flow, indicating cash burn
Earnings growth
America's Car-Mart, Inc.'s yearly earnings has decreased 877.73% since last year from $17.89M to $-139.15M, signaling decreasing performance
Revenue growth
America's Car-Mart, Inc.'s yearly revenue has decreased 7.87% since last year from $1.39B to $1.28B, signaling decreasing performance
Return on invested capital
ROIC 1.23% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
America's Car-Mart, Inc.'s 3-year revenue CAGR of -3.03% is negative, indicating declining revenue over the past 3 years
Revenue consistency
America's Car-Mart, Inc. had revenue growth in only 2 out of 5 years, indicating inconsistent revenue performance
Return on equity consistency
America's Car-Mart, Inc. had positive ROE in 3 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
America's Car-Mart, Inc. has insufficient data to evaluate this check.
Earnings yield (TTM)
America's Car-Mart, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
EBITDA Valuation
America's Car-Mart, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
EV/EBITDA (FY)
America's Car-Mart, Inc. has negative or missing EBITDA, making EV/EBITDA ratio unreliable
PEG ratio (TTM/FY)
America's Car-Mart, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Price-to-book ratio (FY)
America's Car-Mart, Inc. has a price-to-book ratio of 0.06x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
America's Car-Mart, Inc. has a price-to-sales ratio of 0.02x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
3.44%
Return on equity
ROIC: 5.12%
Valuation History
20.4X
Price to Earnings
EV/EBITDA: 11.9X
Cash flow
Profit margin
-
Cash flow
-
Fair Value
Market $3.09
4665.37%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.