Crawford & Company cash flow to debt ratio of 37.68% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Crawford & Company's free cash flow has increased 850.99% from $9.97M last year to $94.83M, signaling increasing performance

Crawford & Company's debt to equity ratio is 1.45, which means that the company's assets are unhealthy financed, signaling financial risk.

Crawford & Company's debt has decreased relative to shareholder equity from 1.97 last year to 1.45 today, signaling strengthened financials

Crawford & Company has a net debt to EBITDA ratio of 2.23x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Crawford & Company's interest coverage ratio of 5.06 indicates that earnings with good margin can cover interest payments on company debt

Crawford & Company's profit margin has decreased (8.35%) in the last year from 1.98% to 1.82%, signaling decreasing performance

Crawford & Company's short-term assets of $352.41M exceed its short-term liabilities of $309.57M

Crawford & Company's return on assets of 3.10% is lower than the 5.00% threshold, indicating inefficient asset utilization

Crawford & Company's return on equity of 13.01%, is lower than 15.00%, indicating bad performance

Crawford & Company's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Crawford & Company had positive net income in 4 out of 5 years, indicating stable and consistent earnings

Crawford & Company has positive free cash flow, indicating the company generates cash after capital expenditures

Crawford & Company has a free cash flow yield of 14.64%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Crawford & Company's yearly earnings has decreased 26.18% since last year from $26.60M to $19.63M, signaling decreasing performance

Crawford & Company's yearly revenue has decreased 2.25% since last year from $1.34B to $1.31B, signaling decreasing performance

ROIC 8.58% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Crawford & Company's 3-year revenue CAGR of 2.20% is positive, indicating growing revenue over the past 3 years

Crawford & Company had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Crawford & Company had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

Crawford & Company is undervalued relative to its fair value price of 29.20 based on Discounted Cash Flow model

Crawford & Company has an earnings yield of 3.66%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Crawford & Company is overvalued relative to its fair value price of 8.96 based on EBITDA multiple model

Crawford & Company has an EV/EBITDA ratio of 9.22x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Crawford & Company is undervalued relative to its fair value price of 19.35 based on Earnings Fair Value model

Crawford & Company's earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

Crawford & Company has a price-to-book ratio of 3.48x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Crawford & Company has a price-to-sales ratio of 0.50x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue