Central Pacific Financial Corp. cash flow to debt ratio of 95.46% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Central Pacific Financial Corp.'s free cash flow has increased 22.37% from $75.43M last year to $92.30M, signaling increasing performance

Central Pacific Financial Corp.'s debt to equity ratio is 0.17, which means that the company's assets are healthy financed, signaling financial stability.

Central Pacific Financial Corp.'s debt has decreased relative to shareholder equity from 0.35 last year to 0.17 today, signaling strengthened financials

Central Pacific Financial Corp. has a net cash position, so leverage is healthy.

Central Pacific Financial Corp. earns at least as much interest as it pays. Interest obligations are fully covered.

Central Pacific Financial Corp.'s profit margin has increased (68.04%) in the last year from 15.69% to 26.36%, signaling increasing performance

Central Pacific Financial Corp.'s short-term liabilities of $6.62B exceed its short-term assets of $934.17M, signaling financial risk

Central Pacific Financial Corp.'s return on assets of 1.11% is lower than the 5.00% threshold, indicating inefficient asset utilization

Central Pacific Financial Corp.'s return on equity of 14.00%, is lower than 15.00%, indicating bad performance

Central Pacific Financial Corp.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Central Pacific Financial Corp. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Central Pacific Financial Corp. has positive free cash flow, indicating the company generates cash after capital expenditures

Central Pacific Financial Corp. has a free cash flow yield of 9.19%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Central Pacific Financial Corp.'s yearly earnings has increased 45.06% since last year from $53.41M to $77.48M, signaling increasing performance

Central Pacific Financial Corp.'s yearly revenue has increased 6.42% since last year from $340.48M to $362.32M, signaling increasing performance

ROIC 7.73% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Central Pacific Financial Corp.'s 3-year revenue CAGR of 9.36% is positive, indicating growing revenue over the past 3 years

Central Pacific Financial Corp. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Central Pacific Financial Corp. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Central Pacific Financial Corp. is undervalued relative to its fair value price of 55.54 based on Discounted Cash Flow model

Central Pacific Financial Corp. has an earnings yield of 8.29%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Central Pacific Financial Corp. is overvalued relative to its fair value price of 24.82 based on EBITDA multiple model

Central Pacific Financial Corp. has an EV/EBITDA ratio of 1.81x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Central Pacific Financial Corp. is undervalued relative to its fair value price of 64.82 based on Earnings Fair Value model

Central Pacific Financial Corp. has a PEG-ratio under 1 which is considered undervalued

Central Pacific Financial Corp. has a price-to-book ratio of 1.68x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Central Pacific Financial Corp. has a price-to-sales ratio of 3.18x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue