CoastalSouth Bancshares, Inc. cash flow to debt ratio of 210.43% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

CoastalSouth Bancshares, Inc.'s free cash flow has increased -535.26% from $-14.08M last year to $61.30M, signaling increasing performance

CoastalSouth Bancshares, Inc.'s debt to equity ratio is 0.28, which means that the company's assets are healthy financed, signaling financial stability.

CoastalSouth Bancshares, Inc.'s debt has increased relative to shareholder equity from 0.08 last year to 0.28 today, signaling weakened financials

CoastalSouth Bancshares, Inc. has a net cash position, so leverage is healthy.

CoastalSouth Bancshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

CoastalSouth Bancshares, Inc.'s profit margin has increased (16.01%) in the last year from 16.89% to 19.59%, signaling increasing performance

CoastalSouth Bancshares, Inc.'s short-term liabilities of $526.87M exceed its short-term assets of $79.77M, signaling financial risk

CoastalSouth Bancshares, Inc.'s return on assets of 1.14% is lower than the 5.00% threshold, indicating inefficient asset utilization

CoastalSouth Bancshares, Inc.'s return on equity of 10.57%, is lower than 15.00%, indicating bad performance

CoastalSouth Bancshares, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

CoastalSouth Bancshares, Inc. has insufficient public price history to evaluate earnings stability.

CoastalSouth Bancshares, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

CoastalSouth Bancshares, Inc. has a free cash flow yield of 18.38%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

CoastalSouth Bancshares, Inc.'s yearly earnings has increased 13.64% since last year from $21.90M to $24.89M, signaling increasing performance

CoastalSouth Bancshares, Inc.'s yearly revenue has increased 95.98% since last year from $69.28M to $135.78M, signaling increasing performance

ROIC -1.70% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

CoastalSouth Bancshares, Inc.'s 3-year revenue CAGR of 21.14% is positive, indicating growing revenue over the past 3 years

CoastalSouth Bancshares, Inc. has insufficient public price history to evaluate revenue consistency.

CoastalSouth Bancshares, Inc. has insufficient public price history to evaluate ROE consistency.

CoastalSouth Bancshares, Inc. has insufficient data to evaluate this check.

CoastalSouth Bancshares, Inc. has an earnings yield of 7.98%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

CoastalSouth Bancshares, Inc. is overvalued relative to its fair value price of 20.51 based on EBITDA multiple model

CoastalSouth Bancshares, Inc. has insufficient data to compute enterprise value.

CoastalSouth Bancshares, Inc. has insufficient data to evaluate this check.

CoastalSouth Bancshares, Inc. has a PEG-ratio under 1 which is considered undervalued

CoastalSouth Bancshares, Inc. has a price-to-book ratio of 1.28x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

CoastalSouth Bancshares, Inc. has a price-to-sales ratio of 2.45x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue