ConnectOne Bancorp, Inc. cash flow to debt ratio of 9.09% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

ConnectOne Bancorp, Inc.'s free cash flow has increased 77.50% from $56.91M last year to $101.01M, signaling increasing performance

ConnectOne Bancorp, Inc.'s debt to equity ratio is 0.02, which means that the company's assets are healthy financed, signaling financial stability.

ConnectOne Bancorp, Inc.'s debt has decreased relative to shareholder equity from 0.63 last year to 0.02 today, signaling strengthened financials

ConnectOne Bancorp, Inc. has a net cash position, so leverage is healthy.

ConnectOne Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

ConnectOne Bancorp, Inc.'s profit margin has increased (89.30%) in the last year from 13.80% to 26.13%, signaling increasing performance

ConnectOne Bancorp, Inc.'s short-term assets of $12.70B exceed its short-term liabilities of $32.45M

ConnectOne Bancorp, Inc.'s return on assets of 1.11% is lower than the 5.00% threshold, indicating inefficient asset utilization

ConnectOne Bancorp, Inc.'s return on equity of 10.11%, is lower than 15.00%, indicating bad performance

ConnectOne Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

ConnectOne Bancorp, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

ConnectOne Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

ConnectOne Bancorp, Inc. has a free cash flow yield of 6.17%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

ConnectOne Bancorp, Inc.'s yearly earnings has increased 9.01% since last year from $73.79M to $80.44M, signaling increasing performance

ConnectOne Bancorp, Inc.'s yearly revenue has increased 13.44% since last year from $534.62M to $606.47M, signaling increasing performance

ROIC 0.60% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

ConnectOne Bancorp, Inc.'s 3-year revenue CAGR of 16.15% is positive, indicating growing revenue over the past 3 years

ConnectOne Bancorp, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

ConnectOne Bancorp, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

ConnectOne Bancorp, Inc. is overvalued relative to its fair value price of 7.69 based on Discounted Cash Flow model

ConnectOne Bancorp, Inc. has an earnings yield of 9.74%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

ConnectOne Bancorp, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

ConnectOne Bancorp, Inc. has an EV/EBITDA ratio of 11.56x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

ConnectOne Bancorp, Inc. is undervalued relative to its fair value price of 50.87 based on Earnings Fair Value model

ConnectOne Bancorp, Inc.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

ConnectOne Bancorp, Inc. has a price-to-book ratio of 1.01x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

ConnectOne Bancorp, Inc. has a price-to-sales ratio of 2.68x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue