CNO Financial Group, Inc. cash flow to debt ratio of 16.68% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

CNO Financial Group, Inc.'s free cash flow has increased 7.65% from $627.70M last year to $675.70M, signaling increasing performance

CNO Financial Group, Inc.'s debt to equity ratio is 1.76, which means that the company's assets are unhealthy financed, signaling financial risk.

CNO Financial Group, Inc.'s debt has decreased relative to shareholder equity from 1.80 last year to 1.76 today, signaling strengthened financials

CNO Financial Group, Inc. has a net cash position, so leverage is healthy.

CNO Financial Group, Inc.'s interest coverage ratio is 1.65, which means that the company struggles to meet interest obligations, signaling financial risk.

CNO Financial Group, Inc.'s profit margin has decreased (33.79%) in the last year from 9.09% to 6.02%, signaling decreasing performance

CNO Financial Group, Inc.'s short-term liabilities of $19.14B exceed its short-term assets of $13.58B, signaling financial risk

CNO Financial Group, Inc.'s return on assets of 0.70% is lower than the 5.00% threshold, indicating inefficient asset utilization

CNO Financial Group, Inc.'s return on equity of 10.82%, is lower than 15.00%, indicating bad performance

CNO Financial Group, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

CNO Financial Group, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

CNO Financial Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

CNO Financial Group, Inc. has a free cash flow yield of 13.09%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

CNO Financial Group, Inc.'s yearly earnings has decreased 43.24% since last year from $404.00M to $229.30M, signaling decreasing performance

CNO Financial Group, Inc.'s yearly revenue has increased 0.94% since last year from $4.45B to $4.49B, signaling increasing performance

ROIC 0.70% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

CNO Financial Group, Inc.'s 3-year revenue CAGR of 7.85% is positive, indicating growing revenue over the past 3 years

CNO Financial Group, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

CNO Financial Group, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

CNO Financial Group, Inc. is overvalued relative to its fair value price of 45.21 based on Discounted Cash Flow model

CNO Financial Group, Inc. has an earnings yield of 5.43%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

CNO Financial Group, Inc. is overvalued relative to its fair value price of 6.10 based on EBITDA multiple model

CNO Financial Group, Inc. has an EV/EBITDA ratio of 0.40x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

CNO Financial Group, Inc. is undervalued relative to its fair value price of 62.59 based on Earnings Fair Value model

CNO Financial Group, Inc. has a PEG-ratio over 1 which is considered overvalued

CNO Financial Group, Inc. has a price-to-book ratio of 0.13x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

CNO Financial Group, Inc. has a price-to-sales ratio of 1.11x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue