Catalyst Bancorp, Inc. cash flow to debt ratio of 22.31% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Catalyst Bancorp, Inc.'s free cash flow has increased 13.02% from $2.74M last year to $3.10M, signaling increasing performance

Catalyst Bancorp, Inc.'s debt to equity ratio is 0.12, which means that the company's assets are healthy financed, signaling financial stability.

Catalyst Bancorp, Inc.'s debt has increased relative to shareholder equity from 0.12 last year to 0.12 today, signaling weakened financials

Catalyst Bancorp, Inc. has a net cash position, so leverage is healthy.

Catalyst Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Catalyst Bancorp, Inc.'s profit margin has increased (-141.63%) in the last year from -31.28% to 13.02%, signaling increasing performance

Catalyst Bancorp, Inc.'s short-term liabilities of $185.27M exceed its short-term assets of $75.00M, signaling financial risk

Catalyst Bancorp, Inc.'s return on assets of 0.70% is lower than the 5.00% threshold, indicating inefficient asset utilization

Catalyst Bancorp, Inc.'s return on equity of 2.47%, is lower than 15.00%, indicating bad performance

Catalyst Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Catalyst Bancorp, Inc. has insufficient public price history to evaluate earnings stability.

Catalyst Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Catalyst Bancorp, Inc. has a free cash flow yield of 4.50%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Catalyst Bancorp, Inc.'s yearly earnings has increased -166.43% since last year from $-3.09M to $2.05M, signaling increasing performance

Catalyst Bancorp, Inc.'s yearly revenue has increased 55.34% since last year from $9.88M to $15.34M, signaling increasing performance

ROIC 0.70% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Catalyst Bancorp, Inc.'s 3-year revenue CAGR of 19.37% is positive, indicating growing revenue over the past 3 years

Catalyst Bancorp, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Catalyst Bancorp, Inc. has insufficient public price history to evaluate ROE consistency.

Catalyst Bancorp, Inc. is overvalued relative to its fair value price of 10.80 based on Discounted Cash Flow model

Catalyst Bancorp, Inc. has an earnings yield of 3.41%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Catalyst Bancorp, Inc. is overvalued relative to its fair value price of 1.69 based on EBITDA multiple model

Catalyst Bancorp, Inc. has an EV/EBITDA ratio of 3.25x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Catalyst Bancorp, Inc. has insufficient data to evaluate this check.

Catalyst Bancorp, Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

Catalyst Bancorp, Inc. has a price-to-book ratio of 0.72x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Catalyst Bancorp, Inc. has a price-to-sales ratio of 3.81x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue