Clover Health Investments, Corp. carries no debt; cash flow comfortably covers obligations.

Clover Health Investments, Corp.'s free cash flow has decreased 307.21% from $33.29M last year to $-68.98M, signaling decreasing performance

Clover Health Investments, Corp.'s debt to equity ratio is 0.00, which means that the company's assets are healthy financed, signaling financial stability.

Clover Health Investments, Corp. has insufficient data to evaluate this check.

Clover Health Investments, Corp. has a net cash position, so leverage is healthy.

Clover Health Investments, Corp. carries no debt; interest obligations are fully covered.

Clover Health Investments, Corp.'s profit margin has increased (-76.36%) in the last year from -3.14% to -0.74%, signaling increasing performance

Clover Health Investments, Corp.'s short-term assets of $307.86M exceed its short-term liabilities of $208.82M

Clover Health Investments, Corp.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Clover Health Investments, Corp.'s return on equity of -5.38%, is lower than 15.00%, indicating bad performance

Clover Health Investments, Corp.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Clover Health Investments, Corp. had positive net income in only 0 out of 5 years, indicating unstable earnings

Clover Health Investments, Corp. has negative free cash flow, indicating the company is burning cash rather than generating it

Clover Health Investments, Corp. has negative free cash flow, indicating cash burn

Clover Health Investments, Corp.'s yearly earnings has decreased 98.91% since last year from $-43.01M to $-85.55M, signaling decreasing performance

Clover Health Investments, Corp.'s yearly revenue has increased 40.34% since last year from $1.37B to $1.92B, signaling increasing performance

ROIC -4.62% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Clover Health Investments, Corp.'s 3-year revenue CAGR of 20.62% is positive, indicating growing revenue over the past 3 years

Clover Health Investments, Corp. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Clover Health Investments, Corp. had positive ROE in only 0 out of 5 years, indicating inconsistent returns on equity

Clover Health Investments, Corp. has insufficient data to evaluate this check.

Clover Health Investments, Corp. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Clover Health Investments, Corp. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Clover Health Investments, Corp. has negative or missing EBITDA, making EV/EBITDA ratio unreliable

Clover Health Investments, Corp. has insufficient data to evaluate this check.

Clover Health Investments, Corp. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Clover Health Investments, Corp. has a price-to-book ratio of 6.37x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value

Clover Health Investments, Corp. has a price-to-sales ratio of 0.97x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue