Chime Financial, Inc. Class A Common Stock cash flow to debt ratio of 39.19% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Chime Financial, Inc. Class A Common Stock's free cash flow has decreased 33.78% from $49.67M last year to $32.89M, signaling decreasing performance

Chime Financial, Inc. Class A Common Stock's debt to equity ratio is 0.08, which means that the company's assets are healthy financed, signaling financial stability.

Chime Financial, Inc. Class A Common Stock's debt has decreased relative to shareholder equity from 0.10 last year to 0.08 today, signaling strengthened financials

Chime Financial, Inc. Class A Common Stock has a net cash position, so leverage is healthy.

Interest expense is not separately reported in Chime Financial, Inc. Class A Common Stock's latest filing, so interest coverage cannot be calculated.

Chime Financial, Inc. Class A Common Stock's profit margin has increased (-49.20%) in the last year from -1.51% to -0.77%, signaling increasing performance

Chime Financial, Inc. Class A Common Stock's short-term assets of $1.76B exceed its short-term liabilities of $387.92M

Chime Financial, Inc. Class A Common Stock's return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Chime Financial, Inc. Class A Common Stock's return on equity of -1.28%, is lower than 15.00%, indicating bad performance

Chime Financial, Inc. Class A Common Stock's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Chime Financial, Inc. Class A Common Stock has insufficient public price history to evaluate earnings stability.

Chime Financial, Inc. Class A Common Stock has positive free cash flow, indicating the company generates cash after capital expenditures

Chime Financial, Inc. Class A Common Stock has a free cash flow yield of 0.28%, which is below the 2.00% threshold, indicating limited cash return relative to market value

Chime Financial, Inc. Class A Common Stock's yearly earnings has decreased 3.88K% since last year from $-25.34M to $-1.01B, signaling decreasing performance

Chime Financial, Inc. Class A Common Stock's yearly revenue has increased 30.69% since last year from $1.67B to $2.19B, signaling increasing performance

ROIC -3.17% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Chime Financial, Inc. Class A Common Stock's 3-year revenue CAGR of 29.42% is positive, indicating growing revenue over the past 3 years

Chime Financial, Inc. Class A Common Stock has insufficient public price history to evaluate revenue consistency.

Chime Financial, Inc. Class A Common Stock has insufficient public price history to evaluate ROE consistency.

Chime Financial, Inc. Class A Common Stock has insufficient data to evaluate this check.

Chime Financial, Inc. Class A Common Stock has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Chime Financial, Inc. Class A Common Stock is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Chime Financial, Inc. Class A Common Stock has negative or missing EBITDA, making EV/EBITDA ratio unreliable

Chime Financial, Inc. Class A Common Stock has insufficient data to evaluate this check.

Chime Financial, Inc. Class A Common Stock has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Chime Financial, Inc. Class A Common Stock has a price-to-book ratio of 8.36x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value

Chime Financial, Inc. Class A Common Stock has a price-to-sales ratio of 4.97x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue