City Holding Company cash flow to debt ratio of 25.38% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

City Holding Company's free cash flow has decreased 0.57% from $129.19M last year to $128.45M, signaling decreasing performance

City Holding Company's debt to equity ratio is 0.65, which means that the company's assets are unhealthy financed, signaling financial risk.

City Holding Company's debt has decreased relative to shareholder equity from 0.65 last year to 0.65 today, signaling strengthened financials

City Holding Company has a net cash position, so leverage is healthy.

City Holding Company earns at least as much interest as it pays. Interest obligations are fully covered.

City Holding Company's profit margin has increased (10.04%) in the last year from 31.54% to 34.71%, signaling increasing performance

City Holding Company's short-term liabilities of $5.67B exceed its short-term assets of $1000.00M, signaling financial risk

City Holding Company's return on assets of 1.95% is lower than the 5.00% threshold, indicating inefficient asset utilization

City Holding Company's return on equity of 16.41%, is higher than 15.00%, indicating good performance

City Holding Company's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

City Holding Company had positive net income in 5 out of 5 years, indicating stable and consistent earnings

City Holding Company has positive free cash flow, indicating the company generates cash after capital expenditures

City Holding Company has a free cash flow yield of 6.28%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

City Holding Company's yearly earnings has increased 11.43% since last year from $117.10M to $130.49M, signaling increasing performance

City Holding Company's yearly revenue has decreased 100.00% since last year from $371.25M to $0.00, signaling decreasing performance

ROIC 8.09% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

City Holding Company's 3-year revenue CAGR of 15.31% is positive, indicating growing revenue over the past 3 years

City Holding Company had revenue growth in 4 out of 5 years, indicating consistent revenue performance

City Holding Company had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

City Holding Company is overvalued relative to its fair value price of 125.88 based on Discounted Cash Flow model

City Holding Company has an earnings yield of 6.47%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

City Holding Company is overvalued relative to its fair value price of 58.05 based on EBITDA multiple model

City Holding Company has an EV/EBITDA ratio of 9.25x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

City Holding Company is undervalued relative to its fair value price of 229.36 based on Earnings Fair Value model

City Holding Company has a PEG-ratio over 1 which is considered overvalued

City Holding Company has a price-to-book ratio of 2.52x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

City Holding Company has a price-to-sales ratio of 5.36x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue