Capitol Federal Financial, Inc. cash flow to debt ratio of 2.82% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Capitol Federal Financial, Inc.'s free cash flow has increased 107.66% from $24.00M last year to $49.84M, signaling increasing performance

Capitol Federal Financial, Inc.'s debt to equity ratio is 1.60, which means that the company's assets are unhealthy financed, signaling financial risk.

Capitol Federal Financial, Inc.'s debt has decreased relative to shareholder equity from 2.11 last year to 1.60 today, signaling strengthened financials

Capitol Federal Financial, Inc. has a net debt to EBITDA ratio of 9.16x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Capitol Federal Financial, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Capitol Federal Financial, Inc.'s profit margin has increased (90.03%) in the last year from 10.02% to 19.04%, signaling increasing performance

Capitol Federal Financial, Inc.'s short-term liabilities of $6.59B exceed its short-term assets of $1.12B, signaling financial risk

Capitol Federal Financial, Inc.'s return on assets of 0.86% is lower than the 5.00% threshold, indicating inefficient asset utilization

Capitol Federal Financial, Inc.'s return on equity of 8.01%, is lower than 15.00%, indicating bad performance

Capitol Federal Financial, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Capitol Federal Financial, Inc. had positive net income in 4 out of 5 years, indicating stable and consistent earnings

Capitol Federal Financial, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Capitol Federal Financial, Inc. has a free cash flow yield of 4.61%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Capitol Federal Financial, Inc.'s yearly earnings has increased 78.97% since last year from $38.01M to $68.03M, signaling increasing performance

Capitol Federal Financial, Inc.'s yearly revenue has increased 5.31% since last year from $379.37M to $399.52M, signaling increasing performance

ROIC 0.92% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Capitol Federal Financial, Inc.'s 3-year revenue CAGR of 11.69% is positive, indicating growing revenue over the past 3 years

Capitol Federal Financial, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Capitol Federal Financial, Inc. had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

Capitol Federal Financial, Inc. has insufficient data to evaluate this check.

Capitol Federal Financial, Inc. has an earnings yield of 7.62%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Capitol Federal Financial, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Capitol Federal Financial, Inc. has an EV/EBITDA ratio of 21.08x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Capitol Federal Financial, Inc. is undervalued relative to its fair value price of 9.68 based on Earnings Fair Value model

Capitol Federal Financial, Inc. has a PEG-ratio over 1 which is considered overvalued

Capitol Federal Financial, Inc. has a price-to-book ratio of 1.06x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Capitol Federal Financial, Inc. has a price-to-sales ratio of 2.50x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue