Coastal Financial Corporation cash flow to debt ratio of 438.91% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Coastal Financial Corporation's free cash flow has decreased 1.50% from $249.89M last year to $246.15M, signaling decreasing performance

Coastal Financial Corporation's debt to equity ratio is 0.11, which means that the company's assets are healthy financed, signaling financial stability.

Coastal Financial Corporation's debt has decreased relative to shareholder equity from 0.12 last year to 0.11 today, signaling strengthened financials

Coastal Financial Corporation has a net debt to EBITDA ratio of 0.35x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Coastal Financial Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

Coastal Financial Corporation's profit margin has decreased (107.09%) in the last year from 7.84% to -0.56%, signaling decreasing performance

Coastal Financial Corporation's short-term assets of $3.63B exceed its short-term liabilities of $4.98M

Coastal Financial Corporation's return on assets of -0.07% is lower than the 5.00% threshold, indicating inefficient asset utilization

Coastal Financial Corporation's return on equity of -0.80%, is lower than 15.00%, indicating bad performance

Coastal Financial Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Coastal Financial Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Coastal Financial Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Coastal Financial Corporation has a free cash flow yield of 33.21%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Coastal Financial Corporation's yearly earnings has increased 3.92% since last year from $45.22M to $46.99M, signaling increasing performance

Coastal Financial Corporation's yearly revenue has increased 14.67% since last year from $576.61M to $661.23M, signaling increasing performance

ROIC 1.52% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Coastal Financial Corporation's 3-year revenue CAGR of 41.73% is positive, indicating growing revenue over the past 3 years

Coastal Financial Corporation had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Coastal Financial Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Coastal Financial Corporation is undervalued relative to its fair value price of 285.72 based on Discounted Cash Flow model

Coastal Financial Corporation has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Coastal Financial Corporation is overvalued relative to its fair value price of 26.63 based on EBITDA multiple model

Coastal Financial Corporation has an EV/EBITDA ratio of 11.29x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Coastal Financial Corporation is undervalued relative to its fair value price of 106.85 based on Earnings Fair Value model

Coastal Financial Corporation has insufficient data to calculate the PEG ratio.

Coastal Financial Corporation has a price-to-book ratio of 1.59x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Coastal Financial Corporation has a price-to-sales ratio of 1.06x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue