Capital Bancorp, Inc. cash flow to debt ratio of 133.92% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Capital Bancorp, Inc.'s free cash flow has increased 105.52% from $32.77M last year to $67.35M, signaling increasing performance

Capital Bancorp, Inc.'s debt to equity ratio is 0.12, which means that the company's assets are healthy financed, signaling financial stability.

Capital Bancorp, Inc.'s debt has increased relative to shareholder equity from 0.10 last year to 0.12 today, signaling weakened financials

Capital Bancorp, Inc. has a net cash position, so leverage is healthy.

Capital Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Capital Bancorp, Inc.'s profit margin has increased (50.64%) in the last year from 12.78% to 19.26%, signaling increasing performance

Capital Bancorp, Inc.'s short-term liabilities of $2.25B exceed its short-term assets of $286.81M, signaling financial risk

Capital Bancorp, Inc.'s return on assets of 1.45% is lower than the 5.00% threshold, indicating inefficient asset utilization

Capital Bancorp, Inc.'s return on equity of 13.85%, is lower than 15.00%, indicating bad performance

Capital Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Capital Bancorp, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Capital Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Capital Bancorp, Inc. has a free cash flow yield of 11.08%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Capital Bancorp, Inc.'s yearly earnings has increased 84.59% since last year from $30.97M to $57.17M, signaling increasing performance

Capital Bancorp, Inc.'s yearly revenue has increased 25.32% since last year from $242.28M to $303.63M, signaling increasing performance

ROIC 0.91% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Capital Bancorp, Inc.'s 3-year revenue CAGR of 19.04% is positive, indicating growing revenue over the past 3 years

Capital Bancorp, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Capital Bancorp, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Capital Bancorp, Inc. is undervalued relative to its fair value price of 71.74 based on Discounted Cash Flow model

Capital Bancorp, Inc. has an earnings yield of 9.28%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Capital Bancorp, Inc. is overvalued relative to its fair value price of 30.17 based on EBITDA multiple model

Capital Bancorp, Inc. has an EV/EBITDA ratio of 5.42x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Capital Bancorp, Inc. is undervalued relative to its fair value price of 78.49 based on Earnings Fair Value model

Capital Bancorp, Inc. has a PEG-ratio under 1 which is considered undervalued

Capital Bancorp, Inc. has a price-to-book ratio of 1.44x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Capital Bancorp, Inc. has a price-to-sales ratio of 2.08x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue