Cathay General Bancorp cash flow to debt ratio of 176.41% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Cathay General Bancorp's free cash flow has increased 11.72% from $325.52M last year to $363.66M, signaling increasing performance

Cathay General Bancorp's debt to equity ratio is 0.05, which means that the company's assets are healthy financed, signaling financial stability.

Cathay General Bancorp's debt has decreased relative to shareholder equity from 0.08 last year to 0.05 today, signaling strengthened financials

Cathay General Bancorp has a net cash position, so leverage is healthy.

Cathay General Bancorp earns at least as much interest as it pays. Interest obligations are fully covered.

Cathay General Bancorp's profit margin has increased (21.40%) in the last year from 20.56% to 24.97%, signaling increasing performance

Cathay General Bancorp's short-term liabilities of $9.68B exceed its short-term assets of $1.90B, signaling financial risk

Cathay General Bancorp's return on assets of 1.41% is lower than the 5.00% threshold, indicating inefficient asset utilization

Cathay General Bancorp's return on equity of 11.71%, is lower than 15.00%, indicating bad performance

Cathay General Bancorp's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Cathay General Bancorp had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Cathay General Bancorp has positive free cash flow, indicating the company generates cash after capital expenditures

Cathay General Bancorp has a free cash flow yield of 8.56%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Cathay General Bancorp's yearly earnings has increased 10.19% since last year from $285.98M to $315.12M, signaling increasing performance

Cathay General Bancorp's yearly revenue has decreased 5.85% since last year from $1.39B to $1.31B, signaling decreasing performance

ROIC 10.26% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Cathay General Bancorp's 3-year revenue CAGR of 15.10% is positive, indicating growing revenue over the past 3 years

Cathay General Bancorp had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Cathay General Bancorp had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Cathay General Bancorp is undervalued relative to its fair value price of 71.19 based on Discounted Cash Flow model

Cathay General Bancorp has an earnings yield of 8.18%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Cathay General Bancorp is overvalued relative to its fair value price of 44.13 based on EBITDA multiple model

Cathay General Bancorp has an EV/EBITDA ratio of 6.15x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Cathay General Bancorp is undervalued relative to its fair value price of 125.35 based on Earnings Fair Value model

Cathay General Bancorp has a PEG-ratio over 1 which is considered overvalued

Cathay General Bancorp has a price-to-book ratio of 1.39x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Cathay General Bancorp has a price-to-sales ratio of 3.05x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue