NASDAQ
CAC
Last Price
US $58.96
KEY FIGURES
MKT CAP
$1.0B
EPS
TTM
$5.23
EPS Growth (1Y)
6.08%
PEG
TTM
-
P/E
TTM
11.28x
P/S
TTM
2.89x
YIELD
2.85%
GROWTH (5Y CAGR)
Revenue
12.49%
EBITDA
Cash Flow (DCF)
Fair Value
Market $58.96
-48.93%
Default assumptions
EBITDA Multiple
Fair Value
Market $58.96
-90.57%
Default assumptions
Valuation
Financial
Performance
Cash flow to debt coverage
Camden National Corp. cash flow to debt ratio of 9.92% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Free cash flow growth
Camden National Corp.'s free cash flow has increased 5.14% from $55.36M last year to $58.20M, signaling increasing performance
Debt-to-equity ratio
Camden National Corp.'s debt to equity ratio is 0.79, which means that the company's assets are unhealthy financed, signaling financial risk.
Debt-to-equity trend
Camden National Corp.'s debt has decreased relative to shareholder equity from 1.03 last year to 0.79 today, signaling strengthened financials
Net debt to EBITDA
Camden National Corp. has a net cash position, so leverage is healthy.
Interest coverage
Camden National Corp. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Camden National Corp.'s profit margin has increased (40.00%) in the last year from 18.29% to 25.61%, signaling increasing performance
Current ratio
Camden National Corp.'s short-term assets of $1.03B exceed its short-term liabilities of $581.78M
Return on assets
Camden National Corp.'s return on assets of 1.28% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Camden National Corp.'s return on equity of 12.62%, is lower than 15.00%, indicating bad performance
Earnings quality
Camden National Corp.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Earnings stability
Camden National Corp. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Camden National Corp. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Camden National Corp. has a free cash flow yield of 6.00%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Camden National Corp.'s yearly earnings has increased 22.93% since last year from $53.00M to $65.16M, signaling increasing performance
Revenue growth
Camden National Corp.'s yearly revenue has increased 26.79% since last year from $289.72M to $367.34M, signaling increasing performance
Return on invested capital
ROIC 1.01% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
Camden National Corp.'s 3-year revenue CAGR of 20.70% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Camden National Corp. had revenue growth in 4 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Camden National Corp. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Camden National Corp. is overvalued relative to its fair value price of 30.11 based on Discounted Cash Flow model
Earnings yield (TTM)
Camden National Corp. has an earnings yield of 9.11%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Camden National Corp. is overvalued relative to its fair value price of 5.56 based on EBITDA multiple model
EV/EBITDA (FY)
Camden National Corp. has an EV/EBITDA ratio of 6.41x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
Camden National Corp.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.
Price-to-book ratio (FY)
Camden National Corp. has a price-to-book ratio of 1.34x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Camden National Corp. has a price-to-sales ratio of 2.81x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
12.62%
Return on equity
ROIC: 1.01%
Valuation History
11.3X
Price to Earnings
EV/EBITDA: 15.0X
Cash flow
Profit margin
3.02%
Cash flow
30.63%
Base valuations use default assumptions. Customize in the Valuator.