Citigroup Inc. cash flow to debt ratio of -9.45% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Citigroup Inc.'s free cash flow has decreased 183.36% from $-26.17B last year to $-74.15B, signaling decreasing performance

Citigroup Inc.'s debt to equity ratio is 1.90, which means that the company's assets are unhealthy financed, signaling financial risk.

Citigroup Inc.'s debt has decreased relative to shareholder equity from 2.83 last year to 1.90 today, signaling strengthened financials

Citigroup Inc. has a net debt to EBITDA ratio of 1.75x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Citigroup Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Citigroup Inc.'s profit margin has increased (55.99%) in the last year from 7.43% to 11.59%, signaling increasing performance

Citigroup Inc.'s short-term liabilities of $1.53T exceed its short-term assets of $738.12B, signaling financial risk

Citigroup Inc.'s return on assets of 0.61% is lower than the 5.00% threshold, indicating inefficient asset utilization

Citigroup Inc.'s return on equity of 8.39%, is lower than 15.00%, indicating bad performance

Citigroup Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Citigroup Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Citigroup Inc. has negative free cash flow, indicating the company is burning cash rather than generating it

Citigroup Inc. has negative free cash flow, indicating cash burn

Citigroup Inc.'s yearly earnings has increased 12.51% since last year from $12.68B to $14.27B, signaling increasing performance

Citigroup Inc.'s yearly revenue has decreased 1.41% since last year from $170.71B to $168.30B, signaling decreasing performance

ROIC 3.17% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Citigroup Inc.'s 3-year revenue CAGR of 18.86% is positive, indicating growing revenue over the past 3 years

Citigroup Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Citigroup Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Citigroup Inc. has insufficient data to evaluate this check.

Citigroup Inc. has an earnings yield of 7.74%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Citigroup Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Citigroup Inc. has an EV/EBITDA ratio of 11.79x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Citigroup Inc. is undervalued relative to its fair value price of 196.38 based on Earnings Fair Value model

Citigroup Inc. has a PEG-ratio over 1 which is considered overvalued

Citigroup Inc. has a price-to-book ratio of 1.07x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Citigroup Inc. has a price-to-sales ratio of 1.50x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue