Bankwell Financial Group, Inc. cash flow to debt ratio of 15.73% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Bankwell Financial Group, Inc.'s free cash flow has decreased 7.48% from $29.32M last year to $27.13M, signaling decreasing performance

Bankwell Financial Group, Inc.'s debt to equity ratio is 0.31, which means that the company's assets are healthy financed, signaling financial stability.

Bankwell Financial Group, Inc.'s debt has decreased relative to shareholder equity from 0.59 last year to 0.31 today, signaling strengthened financials

Bankwell Financial Group, Inc. has a net cash position, so leverage is healthy.

Bankwell Financial Group, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Bankwell Financial Group, Inc.'s profit margin has increased (296.31%) in the last year from 4.99% to 19.78%, signaling increasing performance

Bankwell Financial Group, Inc.'s short-term assets of $3.05B exceed its short-term liabilities of $1.61B

Bankwell Financial Group, Inc.'s return on assets of 1.23% is lower than the 5.00% threshold, indicating inefficient asset utilization

Bankwell Financial Group, Inc.'s return on equity of 13.95%, is lower than 15.00%, indicating bad performance

Bankwell Financial Group, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Bankwell Financial Group, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Bankwell Financial Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Bankwell Financial Group, Inc. has a free cash flow yield of 5.09%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Bankwell Financial Group, Inc.'s yearly earnings has increased 260.27% since last year from $9.77M to $35.20M, signaling increasing performance

Bankwell Financial Group, Inc.'s yearly revenue has increased 6.13% since last year from $195.71M to $207.72M, signaling increasing performance

ROIC 25.69% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Bankwell Financial Group, Inc.'s 3-year revenue CAGR of 19.74% is positive, indicating growing revenue over the past 3 years

Bankwell Financial Group, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Bankwell Financial Group, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Bankwell Financial Group, Inc. is overvalued relative to its fair value price of 63.81 based on Discounted Cash Flow model

Bankwell Financial Group, Inc. has an earnings yield of 8.23%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Bankwell Financial Group, Inc. is overvalued relative to its fair value price of 51.81 based on EBITDA multiple model

Bankwell Financial Group, Inc. has an EV/EBITDA ratio of 9.23x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Bankwell Financial Group, Inc. is undervalued relative to its fair value price of 123.33 based on Earnings Fair Value model

Bankwell Financial Group, Inc. has a PEG-ratio under 1 which is considered undervalued

Bankwell Financial Group, Inc. has a price-to-book ratio of 1.61x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Bankwell Financial Group, Inc. has a price-to-sales ratio of 2.40x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue