First Busey Corporation cash flow to debt ratio of 39.30% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

First Busey Corporation's free cash flow has increased 1.12% from $171.84M last year to $173.76M, signaling increasing performance

First Busey Corporation's debt to equity ratio is 0.18, which means that the company's assets are healthy financed, signaling financial stability.

First Busey Corporation's debt has decreased relative to shareholder equity from 0.34 last year to 0.18 today, signaling strengthened financials

First Busey Corporation has a net debt to EBITDA ratio of 1.51x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

First Busey Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

First Busey Corporation's profit margin has increased (43.63%) in the last year from 17.16% to 24.65%, signaling increasing performance

First Busey Corporation's short-term liabilities of $3.83B exceed its short-term assets of $252.83M, signaling financial risk

First Busey Corporation's return on assets of 1.27% is lower than the 5.00% threshold, indicating inefficient asset utilization

First Busey Corporation's return on equity of 9.51%, is lower than 15.00%, indicating bad performance

First Busey Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

First Busey Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings

First Busey Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

First Busey Corporation has a free cash flow yield of 6.67%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

First Busey Corporation's yearly earnings has increased 18.97% since last year from $113.69M to $135.26M, signaling increasing performance

First Busey Corporation's yearly revenue has increased 57.56% since last year from $662.51M to $1.04B, signaling increasing performance

ROIC 2.25% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

First Busey Corporation's 3-year revenue CAGR of 28.97% is positive, indicating growing revenue over the past 3 years

First Busey Corporation had revenue growth in 4 out of 5 years, indicating consistent revenue performance

First Busey Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

First Busey Corporation is overvalued relative to its fair value price of 21.89 based on Discounted Cash Flow model

First Busey Corporation has an earnings yield of 8.41%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

First Busey Corporation is overvalued relative to its fair value price of 13.04 based on EBITDA multiple model

First Busey Corporation has an EV/EBITDA ratio of 14.24x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

First Busey Corporation is undervalued relative to its fair value price of 57.87 based on Earnings Fair Value model

First Busey Corporation's earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

First Busey Corporation has a price-to-book ratio of 1.15x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

First Busey Corporation has a price-to-sales ratio of 2.93x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue